New Reality Check: The Paycheck-To-Paycheck Report: The Financial Distress Factors Edition

NEW DATA: Two-Thirds of Paycheck-to-Paycheck Consumers Faced Financial Disruption in Last 36 Months Nearly two-thirds of paycheck-to-paycheck consumers report having experienced at least one financial disruption in the past three years. The findings from PYMNTS’ survey of 3,708 consumers for the latest “New Reality Check: The Paycheck-To-Paycheck Report,” a collaboration with LendingClub, highlight these disruptions’ impact on consumers’ ability to put aside savings and manage credit.
Inside the June/July Report
  • 30%: Portion of U.S. consumers who earn more than $250,000 living paycheck to paycheck in May 2022
  • 77%: Share of paycheck-to-paycheck consumers struggling to pay bills who experienced events that caused financial distress
  • 19%: Share of paycheck-to-paycheck consumers who spent more than they made over the last six months

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    LendingClub The Paycheck-to-Paycheck Report Series

    The Credit Card Use Deep Dive Edition
    The Holiday Shopping Deep Dive Edition
    The Savings Deep Dive Edition
    The Seasonal Financial Distress Deep Dive Edition
    The Nonessential Spending Deep Dive Edition
    Household Finances Deep Dive Edition
    The Emergency Spending Deep Dive Edition
    The Regional Divide Edition
    The Generational Deep Dive Edition
    The Supplemental Income Edition
    The Debt and Credit Deep Dive Edition
    The Economic Outlook and Sentiment Edition
    New Reality Check: The Paycheck-To-Paycheck Report: 2022 Year In Review
    New Reality Check: The Paycheck-To-Paycheck Report: The Financial Goals Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Holiday Shopping Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Employment Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Inflation Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Emergency Spending Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Consumer Savings Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The High Earners Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Credit Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Regional Divide
    New Reality Check: The Paycheck-To-Paycheck Report
    New Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: Paycheck-to-Paycheck