Cover for the PYMNTS and LendingClub April 2023 "New Reality Check: The Paycheck-To-Paycheck Report - The Generational Deep Dive Edition"

The Generational Deep Dive Edition

Millennials With Debt and Dependents Most Likely to Feel the Financial Crunch Consumers of all generations live paycheck to paycheck, but nearly three-quarters of millennials live this way — even though 79% of them earn most of their household’s income. PYMNTS latest survey of 3,363 U.S. consumers, “New Reality Check: The Paycheck-to-Paycheck Report,” a LendingClub collaboration, details these generational differences.
Inside the April Report
  • 66%: Share of Gen Z consumers who lived paycheck to paycheck in March 2023
  • 51%: Share of baby boomers and seniors who have experienced at least one financially distressing event in the last three years
  • 73%: Share of Gen Z paycheck-to-paycheck consumers who have spent $100 on a nonessential expense in the last three months

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