New Reality Check: The Paycheck-To-Paycheck Report: The Employment Edition

40% Of US Households Are More Vulnerable to Labor Market Volatility

October’s “New Reality Check: The Paycheck-To-Paycheck Report,” a collaboration with LendingClub, dives into the employment and wage prospects of 3,942 U.S. consumers amid an uncertain economy and discovers that earnings disparities can make certain populations more vulnerable to labor market swings.

Inside the October Report
  • 37%: Share of paycheck-to-paycheck consumers with issues paying their monthly bills who earn at least 75% of their household income
  • 61%: Share of paycheck-to-paycheck consumers living without difficulty who are concerned about economic conditions
  • 38%: Share of Generation Z consumers who believe they are unlikely to find a new job in the next three months that would fit their qualifications and wage demands

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    LendingClub The Paycheck-to-Paycheck Report Series

    The Credit Card Use Deep Dive Edition
    The Holiday Shopping Deep Dive Edition
    The Savings Deep Dive Edition
    The Seasonal Financial Distress Deep Dive Edition
    The Nonessential Spending Deep Dive Edition
    Household Finances Deep Dive Edition
    The Emergency Spending Deep Dive Edition
    The Regional Divide Edition
    The Generational Deep Dive Edition
    The Supplemental Income Edition
    The Debt and Credit Deep Dive Edition
    The Economic Outlook and Sentiment Edition
    New Reality Check: The Paycheck-To-Paycheck Report: 2022 Year In Review
    New Reality Check: The Paycheck-To-Paycheck Report: The Financial Goals Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Holiday Shopping Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Inflation Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Emergency Spending Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Consumer Savings Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Financial Distress Factors Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The High Earners Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Credit Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Regional Divide
    New Reality Check: The Paycheck-To-Paycheck Report
    New Reality Check: The Paycheck-To-Paycheck Report
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