SMB Receivables Gap
The SMB Receivables Gap Playbook, a Fundbox collaboration, is based on survey data collected from more than 1,000 business owners and executives. It examines the tolls that trade credit practices are taking on American SMBs’ cash flows, capital and resources — and explores how they can break the cycle.
Inside the Playbook
- 30.4 percent: Share of early-stage, low-margin firms that are required to pay their suppliers within 15 days
- 9.4 percent: Share of intermediate, high-margin firms that must pay suppliers within 15 days
- 43.8 percent: Portion of established, high-margin firms that cite being important customers as a reason they pay late
- 46.3 percent: Share of established, high-margin firms that believe the trade credit terms they receive allow them to take on more business