AI GAP

The AI Gap study, a PYMNTS and Brighterion collaboration, analyzes the survey response data of more than 200 financial executives from commercial banks, community banks and credit unions across the United States to provide a comprehensive overview of how financial institutions leverage AI and ML technology to optimize their businesses. To this end, we gathered more than 12,000 data points on financial institutions with assets ranging from $1 billion to more than $100 billion. This report details the results of our extensive research.

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Key Findings from the study include:

  • 71 percent of FIs use data mining technology
  • 81 percent of FIs say they measure ROI on learning systems by how it can improve their margins

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