Generation Z

36% of Gen Z Used a Digital Wallet for Their Latest Retail Purchase

36% of Gen Z Used a Digital Wallet for Their Latest Retail Purchase
36% of Gen Z Used a Digital Wallet for Their Latest Retail Purchase
August 10, 2026  |  Consumer Insights

Consumers under the most financial pressure aren’t abandoning the checkout. They’re choosing payment tools that can give them more control over it. That’s the central finding of “The New Checkout:...

READ MORE >
36% of Gen Z Consumers Now Pay With Digital Wallets
36% of Gen Z Consumers Now Pay With Digital Wallets
July 17, 2026  |  Consumer Insights

Digital wallets are gaining ground not only among consumers who prize speed, but among those using the apps to keep tighter control of strained household...

READ MORE >
Cash Stuffing Brings Grandma’s Budgeting Back for Gen Z
Cash Stuffing Brings Grandma’s Budgeting Back for Gen Z
July 09, 2026  |  Consumer Finance

For a generation raised on smartphones, Gen Z has embraced a budgeting habit their grandparents would recognize instantly: cash stuffing. The practice — dividing currency...

READ MORE >
AI Gives Every Purchase Its Own Credit Decision
AI Gives Every Purchase Its Own Credit Decision
July 07, 2026  |  Artificial Intelligence

For most of the history of financial services, credit functioned as a blunt instrument. A bank extended a line, a customer drew on it and...

READ MORE >
49% of Young Adults Living With Parents as Costs Climb
49% of Young Adults Living With Parents as Costs Climb
July 05, 2026  |  Consumer Insights

Younger Americans are increasingly residing with their parents to offset the high cost of living. That’s according to a report Saturday (July 4) from The...

READ MORE >
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
June 30, 2026  |  Consumer Insights

Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their coping strategies are actually helping. That is...

READ MORE >
32.7% of Gen Z Business Owners Pick Email for Card Support
32.7% of Gen Z Business Owners Pick Email for Card Support
June 15, 2026  |  Credit Cards

Small business owners have a message for the companies that issue business credit cards. They want digital tools, but keep a human nearby. The PYMNTS...

READ MORE >
Banks Face New Gen Z Credit Test as BNPL Use Spreads
Banks Face New Gen Z Credit Test as BNPL Use Spreads
May 19, 2026  |  BNPL

Generation Z now holds the lowest average credit score of any generation, 676 according to FICO, down three points in one year. That number dropped...

READ MORE >