The United Kingdom’s Financial Conduct Authority proposed new protections for buy now, pay later borrowers that would take effect when BNPL comes under the regulator’s...
The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for...
The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants,...
Coming into 2024, PYMNTS spotlighted the appeal of private credit, also known as private debt, issued to corporates, and which offered up, and still offers,...
As businesses evolve, so too do the ways in which they pay and get paid. Get the Full Story Complete the form to unlock this...
We are in the midst of a working capital revolution — one that is increasingly driven by innovation and made more necessary by the macroeconomic backdrop, particularly for those middle-market firms...
Embedded lending is a credit option that many merchants and financial institutions deliver to their customers to reduce friction and streamline purchasing. Get the Full Story Complete...
A record-breaking number of new business applications were filed in the United States last year; 5.5 million, to be exact. Get the Full Story Complete the form to unlock...
Embedded lending may gain new consideration at the point of sale as cash-strapped consumers grapple with the pain of emergency expenses. Get the Full Story...