For years, the so-called “credit card outsiders,” a diverse group of American consumers that includes a variety of cohorts, have each independently resisted the credit...
Consumers’ relationships with credit are shaped by various life circumstances, which influence their decisions to enter or leave the credit market. A PYMNTS Intelligence report,...
A significant segment of the U.S. population — approximately 53 million individuals — remains outside the traditional credit card ecosystem. These “credit card outsiders” encompass...
FIS FinTech platform Atelio arose from innovative thinking around embedded finance, FIS EVP and Chief Business Officer Roy Ng writes in a new PYMNTS eBook,...
Innovation is no longer optional; it’s a necessity. Change is constant, spurred by technological advancements, shifting consumer expectations and global challenges. The financial services industry...
Fifty-three million U.S. consumers don’t have a credit card and are known as “credit card outsiders.” This diverse group includes both younger people seeking to...
Traditionally, the back office has been populated by the number crunchers: the men and women who used to be characterized by expertise in accounts payable...
The ability to access credit is a necessity in today’s economy. However, 16% of U.S. consumers find themselves without a credit card. Lack of credit...