banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

X9 Wants Fraud Data to Move as Fast as Money

X9 Wants Fraud Data to Move as Fast as Money
X9 Wants Fraud Data to Move as Fast as Money
August 26, 2026  |  Fraud Prevention

The U.S. payments industry does not lack fraud data. It lacks agreement about what that data means. The Accredited Standards Committee X9’s new Payment Fraud...

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39 State Bankers Groups Join Forces to Build Blockchain Network
39 State Bankers Groups Join Forces to Build Blockchain Network
August 26, 2026  |  Blockchain

Thirty-nine state bankers associations have formed an organization dedicated to creating a blockchain network that will be owned, designed and governed by the industry. Dubbed...

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Dallas Fed Warns Tokenized Deposits Could Trigger Bank Rate Wars
Dallas Fed Warns Tokenized Deposits Could Trigger Bank Rate Wars
August 26, 2026  |  Cryptocurrency

Widespread adoption of tokenized deposits could make it easier for depositors to move their funds to pursue higher interest rates and therefore require banks to...

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Banks Double Down on nCino AI Agents After Using Initial Credits
Banks Double Down on nCino AI Agents After Using Initial Credits
August 25, 2026  |  Earnings

Early adopters of nCino’s agentic solutions and other artificial intelligence initiatives for financial institutions have used up their first bundles of credits and have come...

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FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984
FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984
August 25, 2026  |  Banking

FDIC-insured commercial banks and savings institutions reported a return on assets ratio of 1.37% in the second quarter, marking one of the best results since...

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i2c Wants Payments Executives to Worry Smarter
i2c Wants Payments Executives to Worry Smarter
August 25, 2026  |  Artificial Intelligence

Watch more: What’s Next in Payments With Jason Goldberg of i2c Payments executives have always had reasons to be paranoid. The trouble now is deciding...

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Hawaii-Based American Savings Bank Files for IPO
Hawaii-Based American Savings Bank Files for IPO
August 24, 2026  |  IPO

Hawaii-based community bank American Savings Bank has filed for a proposed initial public offering, the bank said in a Monday (Aug. 24) press release. American Savings Bank publicly filed a...

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Goldman Sachs Safeguards Apprenticeship Culture in AI Era
Goldman Sachs Safeguards Apprenticeship Culture in AI Era
August 24, 2026  |  Artificial Intelligence

Goldman Sachs aims to ensure that new artificial intelligence tools don’t lead to a loss of knowledge within the institution, Chris Churchman, head of the...

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