banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion

FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion
FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion
August 31, 2026  |  Banking

Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. A recent analysis by the Federal Reserve Bank of Kansas City looks at those...

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OCC and FDIC Set New Test for Unsafe Bank Practices
OCC and FDIC Set New Test for Unsafe Bank Practices
August 28, 2026  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) issued two revised policies and procedures manuals and proposed amendments to Violations of Laws and Regulations framework Thursday...

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This Week in Stablecoins: Interoperability vs Competing Interests
This Week in Stablecoins: Interoperability vs Competing Interests
August 28, 2026  |  Cryptocurrency

Interoperability is what the financial space has touted as a prerequisite for stablecoins to reach commercial scale. But, at the same time, the banks, card...

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Hong Kong Tests ‘Know Your Agent’ Controls in Payment Workflows 
Hong Kong Tests ‘Know Your Agent’ Controls in Payment Workflows 
August 27, 2026  |  Banking

Financial institutions have spent decades learning how to identify customers. Hong Kong is starting to test how they might identify the artificial intelligence (AI) agents...

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How Jack Henry, FIS and nCino Put Bank Modernization to Work
How Jack Henry, FIS and nCino Put Bank Modernization to Work
August 27, 2026  |  Earnings

Earnings season is showing that bank modernization demand is landing in faster payments, cloud and digital banking, and artificial intelligence tools aimed at credit, fraud...

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BankChain Puts Community Banks in the Digital Money Race
BankChain Puts Community Banks in the Digital Money Race
August 27, 2026  |  Banking

Thirty-nine state banker associations this week announced plans to create an industry-owned, industry-designed and industry-governed blockchain network capable of supporting smart payments, tokenized deposits, stablecoins...

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UK Wants Central Bank to Support Stablecoin Innovation
UK Wants Central Bank to Support Stablecoin Innovation
August 27, 2026  |  Banking

England wants its central bank to support innovation in stablecoins and other digital money. The U.K. Treasury announced Thursday (Aug. 27) that it had set a new...

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Credit Unions Are Missing the Rewards Their Members Want Most
Credit Unions Are Missing the Rewards Their Members Want Most
August 27, 2026  |  Credit Unions

A credit union credit card can sit in a member’s wallet for years and still miss most of the action. When rewards enter the picture,...

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