banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Banks Put AI Agents Through Performance Reviews

Banks Put AI Agents Through Performance Reviews
Banks Put AI Agents Through Performance Reviews
October 09, 2026  |  Artificial Intelligence

A fund manager in Hong Kong emails BNY at 2 a.m. New York time about a transfer that hasn’t settled. A software agent can read...

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AI Agents Wake Up $1.6 Trillion in Sleepy Bank Deposits
AI Agents Wake Up $1.6 Trillion in Sleepy Bank Deposits
October 08, 2026  |  Artificial Intelligence

JPMorgan Chase, Bank of America and Wells Fargo hold about $1.6 trillion in deposits that pay no interest, the Financial Times reported. That money tends...

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Chase Adds Payroll to Larger Business Banking Offering
Chase Adds Payroll to Larger Business Banking Offering
October 07, 2026  |  B2B Payments

Chase is expanding its payroll service to help business clients dealing with cash flow pressures. The new offering, announced Wednesday (Oct. 7), brings Chase Payroll...

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Fraud Becomes a Bigger Cost of Running a Neobank
Fraud Becomes a Bigger Cost of Running a Neobank
October 07, 2026  |  Fraud Prevention

Neobanks are spending far more on fraud prevention even as their fraud losses continue to rise. Fraud prevention spending among neobanks, digital-only banks and FinTechs...

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ERP Platforms Embrace Payment Execution, Putting Bank Portals on Notice
ERP Platforms Embrace Payment Execution, Putting Bank Portals on Notice
October 07, 2026  |  B2B Payments

The corporate finance provider landscape has traditionally been defined by a simple truth. However sophisticated enterprise resource planning (ERP) became, eventually someone still had to...

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Careful Consumers Want Control. SoFi Says Banks Should Hand It Over.
Careful Consumers Want Control. SoFi Says Banks Should Hand It Over.
October 07, 2026  |  Consumer Payments

Watch more: Need to Know With Max Spivakovsky of SoFi  A consumer does not have to stop spending to become more careful about money. Debit...

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Fed’s Bowman Decries ‘Antiquated’ Analysis Blocking Rural Bank Mergers
Fed’s Bowman Decries ‘Antiquated’ Analysis Blocking Rural Bank Mergers
October 06, 2026  |  Bank Regulation

There is more work to be done in modernizing the bank regulatory and supervision framework, Federal Reserve Vice Chair for Supervision Michelle W. Bowman said Tuesday (Oct. 6)....

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Wells Fargo Mobile App Can Personalize Debit Card With Photo
Wells Fargo Mobile App Can Personalize Debit Card With Photo
October 06, 2026  |  Mobile

Wells Fargo says customers can now personalize debit cards within its mobile banking app. The Mobile Card Design Studio lets customers upload personal photos from...

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