banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

FIS Says Digital Money Puts Bank Infrastructure to the Test
FIS Says Digital Money Puts Bank Infrastructure to the Test
October 22, 2026  |  Blockchain

Digital money is pushing banks toward making decisions about infrastructure well beyond whether to issue a token. Among the decisions that need to be made:...

READ MORE >
Instant Payments May Give Credit Unions a Deposit Growth Advantage
Instant Payments May Give Credit Unions a Deposit Growth Advantage
October 22, 2026  |  Real-Time Payments

Banks have generally measured instant payments by transactions: how many customers use them, how much money moves and how quickly payments arrive. An example from...

READ MORE >
JPMorgan Gets Closer to Clinching Nigerian Banking License
JPMorgan Gets Closer to Clinching Nigerian Banking License
October 21, 2026  |  Banking

J.P. Morgan Chase is reportedly getting closer to obtaining a banking license in Nigeria. The largest U.S. bank has deposited 50 billion naira ($37.5 million)...

READ MORE >
25% of Card Replacement Calls Point to an AI Opportunity
25% of Card Replacement Calls Point to an AI Opportunity
October 21, 2026  |  Artificial Intelligence

A replacement card could give issuers a practical way to turn artificial intelligence (AI) investment into faster service and fewer customer calls. That opportunity anchors...

READ MORE >
Capital One Pushes Deeper Into AI as Card Spending Grows
Capital One Pushes Deeper Into AI as Card Spending Grows
October 20, 2026  |  Credit Cards

Capital One’s cardholders continued spending in the third quarter while credit losses declined, giving the bank room to pursue two expensive strategic priorities: building more...

READ MORE >
Regional Banks Put AI Into Core Operations as Business Lending Grows
Regional Banks Put AI Into Core Operations as Business Lending Grows
October 20, 2026  |  Banking

Third-quarter results from PNC, U.S. Bancorp, Truist, Fifth Third, Regions and KeyCorp show that regional banks are putting artificial intelligence into everyday banking operations, while...

READ MORE >
Commerce Bancshares Net Income Rises as Acquisitions Expand Investment Banking and Wealth Services
Commerce Bancshares Net Income Rises as Acquisitions Expand Investment Banking and Wealth Services
October 20, 2026  |  Earnings

Commerce Bank parent company Commerce Bancshares increased its net income year over year to $155 million in the third quarter, up from $141.5 million in the same...

READ MORE >
Finastra Makes Trade Finance Technology More Accessible for Regional Banks
Finastra Makes Trade Finance Technology More Accessible for Regional Banks
October 20, 2026  |  Banking

Finastra has launched a cloud-enabled solution designed to help U.S. banks digitize and automate their standby letter of credit (SBLC) flows, without having to deploy...

READ MORE >
Cross River Plans to Buy Accrue to Merge Payments With Loyalty
Cross River Plans to Buy Accrue to Merge Payments With Loyalty
October 20, 2026  |  Acquiring

Cross River Bank plans to add branded wallet, stored value and loyalty rewards technology to its regulated financial infrastructure by acquiring FinTech company Accrue, Cross River said...

READ MORE >