banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

CFPB Says Overdraft Fees Are Junk Fees — But Are They?
CFPB Says Overdraft Fees Are Junk Fees — But Are They?
January 17, 2024  |  Bank Regulation

Labels are popular on Capitol Hill. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

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State Bank of India Chair Applauds Crackdown on ‘Unhealthy’ Loans
State Bank of India Chair Applauds Crackdown on ‘Unhealthy’ Loans
January 17, 2024  |  Loans

The chair of India’s biggest bank said his country was right to restrict unsecured loans. Get the Full Story Complete the form to unlock this...

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CFPB Moves to Close ‘Outdated’ Bank Overdraft Loophole
CFPB Moves to Close ‘Outdated’ Bank Overdraft Loophole
January 17, 2024  |  Bank Regulation

The White House wants to limit the overdraft fees banks can charge customers. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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AI Takes on Role of Contract Management and Negotiator
AI Takes on Role of Contract Management and Negotiator
January 17, 2024  |  artificial intelligence

Odds are if you’re reading this you’ve had to deal with a contract at some point in your career. The odds are also in favor...

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Big Bank Earnings Show Digital’s App-Driven Appeal to Consumers
Big Bank Earnings Show Digital’s App-Driven Appeal to Consumers
January 16, 2024  |  Digital Banking

As earnings season rolls on, key themes from banks are emerging. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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PNC Net Loan Charge-Offs Rise 65%, Driven by Commercial Real Estate
PNC Net Loan Charge-Offs Rise 65%, Driven by Commercial Real Estate
January 16, 2024  |  Loans

PNC Financial Services Group saw delinquencies, total non-performing loans (NPLs) and net loan charge-offs increase during the fourth quarter. Get the Full Story Complete the...

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Goldman’s Net Charge-Off Rate on Consumer Loans Stands at 7%
Goldman’s Net Charge-Off Rate on Consumer Loans Stands at 7%
January 16, 2024  |  Earnings

For Goldman Sachs, the narrowing of focus continues. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Report: Commerzbank and Deutsche Bank Ressurect Merger Talks
Report: Commerzbank and Deutsche Bank Ressurect Merger Talks
January 15, 2024  |  Banking

Deutsche Bank has reportedly resumed merger discussions with fellow German financial institution Commerzbank. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Big Banks: Commercial Lending Losses Creep Up, Deposits Decline Slightly
Big Banks: Commercial Lending Losses Creep Up, Deposits Decline Slightly
January 15, 2024  |  Banking

The initial headlines and initial takes on big bank earnings may have focused on the state of the consumer, on card spending, especially. Get the...

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