banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

FDIC Review Identifies Supervision Shortcomings in First Republic Bank’s Failure

FDIC Review Identifies Supervision Shortcomings in First Republic Bank’s Failure
FDIC Review Identifies Supervision Shortcomings in First Republic Bank’s Failure
September 08, 2023  |  Banking

The Federal Deposit Insurance Corporation (FDIC) has identified supervision shortcomings around the failure of First Republic Bank. Get the Full Story Complete the form to...

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British Neobank Zopa Raises $93 Million to Fuel Growth
British Neobank Zopa Raises $93 Million to Fuel Growth
September 08, 2023  |  Investments

British neobank Zopa Bank has raised 75 million pounds ($93 million) to fuel its “continuous growth and expansion.” Get the Full Story Complete the form to...

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Grace Periods, Proactive Approaches Help Consumers With Overdrafts and Account Management
Grace Periods, Proactive Approaches Help Consumers With Overdrafts and Account Management
September 08, 2023  |  Banking

The data show that 20% of individuals have overdrawn their accounts in the past year as they grapple with the demands of inflation, of timing...

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Large National Banks Hold the Advantage When Main Street SMBs Shop for Credit
Large National Banks Hold the Advantage When Main Street SMBs Shop for Credit
September 08, 2023  |  SMBs

Access to business financing is crucial for Main Street small and medium-sized businesses (SMBs). But while a significant share of these small businesses across all...

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Overdrafts and the US Consumer: A 2023 Report
Overdrafts and the US Consumer: A 2023 Report
September 08, 2023  |  Consumer Finance

Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions...

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Partnerships and New Tech Announcements Dominate as FinTech IPO Slips 0.9%
Partnerships and New Tech Announcements Dominate as FinTech IPO Slips 0.9%
September 08, 2023  |  IPO

Earnings season has trailed off — and now come the headlines focused on technology, partnerships and entry into new markets as FinTechs continue to try...

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Report: JPMorgan Chase Explores Blockchain for Cross-Border Payments
Report: JPMorgan Chase Explores Blockchain for Cross-Border Payments
September 07, 2023  |  Digital-First Banking

JPMorgan Chase is reportedly considering using blockchain technology to create a digital deposit token for faster cross-border payments and settlements, Bloomberg has reported, citing an anonymous source...

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FDIC Chairman Says Banking Industry Remained Resilient in Q2
FDIC Chairman Says Banking Industry Remained Resilient in Q2
September 07, 2023  |  Banking

The banking industry remained resilient while encountering a mix of challenges and positive developments in the second quarter, according to the Federal Deposit Insurance Corporation...

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Adyen Receives Banking License From UK Regulators
Adyen Receives Banking License From UK Regulators
September 07, 2023  |  Banking

Dutch FinTech Adyen is set to begin offering banking services in the United Kingdom. Get the Full Story Complete the form to unlock this article...

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