banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Beyond Cash, Debit, Credit — Alternatives Will no Longer be an Option

Beyond Cash, Debit, Credit — Alternatives Will no Longer be an Option
Beyond Cash, Debit, Credit — Alternatives Will no Longer be an Option
April 14, 2022  |  Opinion

The pandemic threw traditional technology implementation cycles out the window for many financial institutions as consumers turned to their digital devices to do all their...

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UK Online Safety Bill Can Reduce Authorized Push Payment Fraud 
UK Online Safety Bill Can Reduce Authorized Push Payment Fraud 
April 14, 2022  |  Security & Fraud

The U.K. Online Safety Bill was introduced in the U.K. Parliament on March 17, 2022, to curb online harms by significantly increasing the responsibilities of...

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Circle Getting Closer to Applying for Digital Bank License
Circle Getting Closer to Applying for Digital Bank License
April 13, 2022  |  Cryptocurrency

Circle Internet Finance says it’s getting close to applying to become a digital bank in the U.S., even as regulators make it harder for crypto...

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Santander Bank Debuts Santander eLockBox to Consolidate Digital Payments
Santander Bank Debuts Santander eLockBox to Consolidate Digital Payments
April 13, 2022  |  B2B Payments

Banking giant Santander Bank, N.A. on Wednesday (April 13) launched Santander eLockBox, an electronic lockbox that consolidates businesses’ incoming digital payments and simplifies electronic receivables...

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44% of Consumers Say Their Digital Financial Accounts Are Not Highly Integrated
44% of Consumers Say Their Digital Financial Accounts Are Not Highly Integrated
April 13, 2022  |  Digital Banking

Consumers who use online accounts with their financial services providers access those accounts in a variety of ways — using computer browsers, mobile device applications,...

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Non-Bank Players Find Themselves At Center of Expanding CBDC Debate
Non-Bank Players Find Themselves At Center of Expanding CBDC Debate
April 13, 2022  |  CBDC

A growing school of thought says there is an important role for non-bank payments services providers in central bank digital currency (CBDC) design. Get the...

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The Opportunity in Offering Banks a BNPL Path
The Opportunity in Offering Banks a BNPL Path
April 13, 2022  |  Opinion

There’s an opportunity in offering banks a means to get into the buy now, pay later (BNPL) space, Adam Hughes, CEO of Amount, writes in...

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African Digital Bank Umba Grabs $15M for Accessible Banking
African Digital Bank Umba Grabs $15M for Accessible Banking
April 13, 2022  |  Investments

African digital bank Umba on Wednesday (April 13) closed a $15 million Series A fundraising round that will help the platform continue its growth in...

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No Card? No Problem! New Tech Drives Higher Authorizations for Card-Not-Present Customers
No Card? No Problem! New Tech Drives Higher Authorizations for Card-Not-Present Customers
April 13, 2022  |  Payment Methods

On the face of it, the continued movement to card-not-present transactions is a positive for commerce. Consumers can buy the goods and services they need,...

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