banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

UK Online Safety Bill Can Reduce Authorized Push Payment Fraud 

UK Online Safety Bill Can Reduce Authorized Push Payment Fraud 
UK Online Safety Bill Can Reduce Authorized Push Payment Fraud 
April 14, 2022  |  Security & Fraud

The U.K. Online Safety Bill was introduced in the U.K. Parliament on March 17, 2022, to curb online harms by significantly increasing the responsibilities of...

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Circle Getting Closer to Applying for Digital Bank License
Circle Getting Closer to Applying for Digital Bank License
April 13, 2022  |  Cryptocurrency

Circle Internet Finance says it’s getting close to applying to become a digital bank in the U.S., even as regulators make it harder for crypto...

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Santander Bank Debuts Santander eLockBox to Consolidate Digital Payments
Santander Bank Debuts Santander eLockBox to Consolidate Digital Payments
April 13, 2022  |  B2B Payments

Banking giant Santander Bank, N.A. on Wednesday (April 13) launched Santander eLockBox, an electronic lockbox that consolidates businesses’ incoming digital payments and simplifies electronic receivables...

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44% of Consumers Say Their Digital Financial Accounts Are Not Highly Integrated
44% of Consumers Say Their Digital Financial Accounts Are Not Highly Integrated
April 13, 2022  |  Digital Banking

Consumers who use online accounts with their financial services providers access those accounts in a variety of ways — using computer browsers, mobile device applications,...

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Non-Bank Players Find Themselves At Center of Expanding CBDC Debate
Non-Bank Players Find Themselves At Center of Expanding CBDC Debate
April 13, 2022  |  CBDC

A growing school of thought says there is an important role for non-bank payments services providers in central bank digital currency (CBDC) design. Get the...

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The Opportunity in Offering Banks a BNPL Path
The Opportunity in Offering Banks a BNPL Path
April 13, 2022  |  Opinion

There’s an opportunity in offering banks a means to get into the buy now, pay later (BNPL) space, Adam Hughes, CEO of Amount, writes in...

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African Digital Bank Umba Grabs $15M for Accessible Banking
African Digital Bank Umba Grabs $15M for Accessible Banking
April 13, 2022  |  Investments

African digital bank Umba on Wednesday (April 13) closed a $15 million Series A fundraising round that will help the platform continue its growth in...

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No Card? No Problem! New Tech Drives Higher Authorizations for Card-Not-Present Customers
No Card? No Problem! New Tech Drives Higher Authorizations for Card-Not-Present Customers
April 13, 2022  |  Payment Methods

On the face of it, the continued movement to card-not-present transactions is a positive for commerce. Consumers can buy the goods and services they need,...

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Banks’ Earnings May Show Days of Double-Digit Card Spend Growth Are Over
Banks’ Earnings May Show Days of Double-Digit Card Spend Growth Are Over
April 12, 2022  |  Banking

Earnings season comes like clockwork. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

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