banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

OCC Aims to Relax Regulations Covering Community Banks
OCC Aims to Relax Regulations Covering Community Banks
May 19, 2026  |  Bank Regulation

Federal regulators are touting their efforts to ease rules governing community lenders. Most community banks, the Office of the Comptroller of the Currency (OCC) argued in its...

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Standard Chartered Cutting 8,000 Jobs as AI Focus Accelerates
Standard Chartered Cutting 8,000 Jobs as AI Focus Accelerates
May 19, 2026  |  Banking

Standard Chartered is undertaking sweeping job cuts as it increases its focus on AI. The global bank announced a growth plan Tuesday (May 19) that included plans for...

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BBVA Takes Its Banking Experience Into ChatGPT
BBVA Takes Its Banking Experience Into ChatGPT
May 18, 2026  |  Artificial Intelligence

Most banks build an app and ask customers to come to them. BBVA is trying something different. The Spanish banking group launched a conversational app...

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Discovery Bank Shows How AI Could Change App Engagement
Discovery Bank Shows How AI Could Change App Engagement
May 18, 2026  |  Banking

A Discovery Bank client does not need to ask their banking app a question to get a financial recommendation. The app is already watching. It...

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UK Treasury Plans to Ease Risk Rules for Banks
UK Treasury Plans to Ease Risk Rules for Banks
May 18, 2026  |  Bank Regulation

The British government shared plans to loosen so-called “ringfencing” rules for the country’s banks, the Financial Times reported Monday (May 18). The rules require banks...

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Financial Data Aggregators Get Pulled Into the AI Finance Race
Financial Data Aggregators Get Pulled Into the AI Finance Race
May 18, 2026  |  Artificial Intelligence

For years, aggregators such as Plaid, MX and Finicity have occupied a central position in digital finance by connecting banks, FinTechs and consumer applications to...

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AI Agents Turn Open Banking Into an Accountability Test
AI Agents Turn Open Banking Into an Accountability Test
May 18, 2026  |  Artificial Intelligence

Banks have spent years building the data pipes. This week, the industry confronted what happens when artificial intelligence (AI) agents start running through them: who...

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Small-Business Banking Has a Segmentation Problem
Small-Business Banking Has a Segmentation Problem
May 18, 2026  |  Banking

The term “small business” has traditionally functioned as a sort of economic shorthand. Banks, payment companies, FinTech firms, and even policymakers spoke about small-and-medium-sized businesses...

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Revolut Adds Employee Incentives to Fuel Business Banking Push
Revolut Adds Employee Incentives to Fuel Business Banking Push
May 15, 2026  |  Banking

Revolut is offering employees across all departments 1,000 pounds (about $1,330) if they bring businesses to the digital bank as it expands its business banking...

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