banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Zest AI CEO: Artificial Intelligence Is Reshaping Lending and Credit
Zest AI CEO: Artificial Intelligence Is Reshaping Lending and Credit
November 10, 2020  |  Loans

The use of artificial intelligence (AI) and machine learning (ML) isn’t some futuristic idea. It’s here now and being used to make good banks better...

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Just Cashflow Partners With Railsbank On SMB Accounts
Just Cashflow Partners With Railsbank On SMB Accounts
November 09, 2020  |  B2B Payments

U.K.-based specialist lender Just Cashflow, working with FinTech Railsbank, is rolling out its own business banking account program for small- to medium-sized businesses (SMBs), according...

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Mizuho Is Latest Bank To Sell Customer Data
Mizuho Is Latest Bank To Sell Customer Data
November 09, 2020  |  Data

Japan’s Mizuho Financial Group is the latest major bank to attempt to cash in through the sale of data on customer spending and other financial...

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What’s Ahead for Financial Services In A Biden Administration?
What’s Ahead for Financial Services In A Biden Administration?
November 09, 2020  |  Regulation

The transition into a new presidential administration heralds changes, with some gradual — and in other cases, sweeping — shifts in financial services. Get the Full...

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FSB: Outsourcing Banking Technology Could Pose ‘Systemic Risk’
FSB: Outsourcing Banking Technology Could Pose ‘Systemic Risk’
November 09, 2020  |  Banking

An international watchdog group is cautioning banks about the risks involved with outsourcing key technology. The Financial Stability Board (FSB) warned, in particular, “about the...

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Phlatbed CEO: How Mobile Tools Keep On-Demand Wages Moving
Phlatbed CEO: How Mobile Tools Keep On-Demand Wages Moving
November 09, 2020  |  Disbursements

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Blockchain Lending Firm Figure Seeks National Bank Charter
Blockchain Lending Firm Figure Seeks National Bank Charter
November 06, 2020  |  Banking

Financial services firm Figure Technologies, Inc. has sought a national bank charter from the Office of the Controller of the Currency (OCC), which will let...

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UK Digital Bank Starling Launches New Capital Drive As Founder Anne Boden Eyes IPO
UK Digital Bank Starling Launches New Capital Drive As Founder Anne Boden Eyes IPO
November 06, 2020  |  Digital Banking

Starling Bank is pushing ahead with plans to raise another $263 million as the U.K.-based digital bank looks to fuel additional expansion in its home...

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Virtual IBANs Remove Friction From Cross-Border, B2B Payments
Virtual IBANs Remove Friction From Cross-Border, B2B Payments
November 06, 2020  |  Digital-First Banking

As eCommerce and B2B payments expand across borders, time zones and currencies, virtual international bank account numbers (IBANS) can pave the way for firms to...

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