banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments

How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments
How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments
November 18, 2019  |  Faster Payments

Consumers with poor credit and a lack of savings have few good borrowing alternatives when unexpected expenses arise. In the new Faster Payments Tracker, DecisionLogic...

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Three Small US Banks Collapse Over Past Month
Three Small US Banks Collapse Over Past Month
November 18, 2019  |  Bank Regulation

The U.S. recorded its fourth bank failure this year — the first collapse of financial institutions since 2017, according to data from the Federal Deposit...

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Can Real-Time Data Render Credit Scores Obsolete?
Can Real-Time Data Render Credit Scores Obsolete?
November 15, 2019  |  Faster Payments

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Google Dives Into DDAs
Google Dives Into DDAs
November 13, 2019  |  Banking

Google is planning to launch consumer checking accounts next year in partnership with Citigroup and Stanford University, The Wall Street Journal (WSJ) reported on Wednesday...

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The Clearing House Aims To Ease Data Sharing With FinTech Startups
The Clearing House Aims To Ease Data Sharing With FinTech Startups
November 12, 2019  |  Data

The Clearing House, a payments firm owned by 25 of the biggest U.S. banks, is campaigning for contract terms that would give FinTech startups a...

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Missouri’s Cash Tax Payment Ban Proposal Irks Cannabis Firms
Missouri’s Cash Tax Payment Ban Proposal Irks Cannabis Firms
November 11, 2019  |  B2B Payments

The state of Missouri is reportedly considering a ban on cash tax payments, a move that has raised concerns for local legal marijuana businesses that...

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The Challenges Challenger Banks Must Overcome To Compete
The Challenges Challenger Banks Must Overcome To Compete
November 11, 2019  |  Banking

Challenger banks — financial firms offering something much like banking services, and looking to compete with old-school banks — are a new idea. The basic...

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BoA Corporate Client Completed $1.6B Mobile Payment
BoA Corporate Client Completed $1.6B Mobile Payment
November 08, 2019  |  Banking

Bank of America offers its corporate clients a unique perk. They can make payments in the billions of dollars on smartphones using the bank’s CashPro...

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Greek Competition Regulators Raid Banks In Collusion Probe
Greek Competition Regulators Raid Banks In Collusion Probe
November 08, 2019  |  Banking

An independent competition authority in Greece has raided a number of major Greek banks over an investigation into collaboration between the institutions, according to a...

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