banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

US Regulators Reportedly Scaling Back Bank Capital Requirements

US Regulators Reportedly Scaling Back Bank Capital Requirements
US Regulators Reportedly Scaling Back Bank Capital Requirements
May 15, 2025  |  Bank Regulation

The U.S. is reportedly preparing to make substantial cuts to banks’ capital requirements. Get the Full Story Complete the form to unlock this article and...

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New York Sues Capital One, Pursuing Similar Case CFPB Dropped
New York Sues Capital One, Pursuing Similar Case CFPB Dropped
May 14, 2025  |  Legal

New York Attorney General Letitia James sued Capital One Wednesday (May 14), alleging the bank misled its customers about the existence of a savings account...

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Why Central Banks Are Piloting Monetary Policy Tools for Blockchain
Why Central Banks Are Piloting Monetary Policy Tools for Blockchain
May 14, 2025  |  Blockchain

In many ways, it’s no longer a question of when blockchain technology will go mainstream across financial services. It’s becoming a question of when regulations...

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Zopa Raises $106 Million as It Preps Bank Account Launch
Zopa Raises $106 Million as It Preps Bank Account Launch
May 14, 2025  |  Investments

British digital bank Zopa says it has raised 80 million pounds ($106 million) in new capital. Get the Full Story Complete the form to unlock...

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Chime Sets Sights on the Affluent Consumer and an $86 Billion Revenue Opportunity
Chime Sets Sights on the Affluent Consumer and an $86 Billion Revenue Opportunity
May 14, 2025  |  Digital Banking

In 2022, as the pandemic waned, PYMNTS Intelligence found that only about 9% of consumers used digital banks for their primary financial relationships and accounts....

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Entersekt CEO on Scams: ‘Bigger the Bullet, the Thicker the Armor’
Entersekt CEO on Scams: ‘Bigger the Bullet, the Thicker the Armor’
May 14, 2025  |  Fraud Prevention

If there’s one unwelcome constant in payments, it’s fraud. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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How to Bridge the Gap Between FinTechs and Financial Institutions
How to Bridge the Gap Between FinTechs and Financial Institutions
May 14, 2025  |  Opinion

Collaboration between credit unions and FinTechs can shape the future of financial services, Velera Chief Product Officer Denise Stevens writes in a new PYMNTS eBook,...

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Goldman Sachs Considering Expanding Retail Bank Into Ireland and Germany
Goldman Sachs Considering Expanding Retail Bank Into Ireland and Germany
May 13, 2025  |  Banking

Goldman Sachs Group is reportedly considering expanding its retail bank, Marcus, to Ireland and Germany. Get the Full Story Complete the form to unlock this...

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Bank of America Plans 150 New Branches by 2028
Bank of America Plans 150 New Branches by 2028
May 13, 2025  |  Banking

Bank of America plans to open 150 new locations by the end of 2027. Get the Full Story Complete the form to unlock this article and...

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