banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

China Drafts Updates To Commercial Bank Regulations

China Drafts Updates To Commercial Bank Regulations
China Drafts Updates To Commercial Bank Regulations
October 16, 2020  |  Cross-border Payments

As it aims to bolster methods of market exit and risk disposal for institutions that loan money, the central bank of China introduced a draft...

READ MORE >
Connected Devices, Instant Payments, Digital Shift Top This Week’s News
Connected Devices, Instant Payments, Digital Shift Top This Week’s News
October 16, 2020  |  The Weekender

It was a busy week for commerce and payments, as consumers are harnessing connected devices for digital-first shopping and firms are looking to harness tools...

READ MORE >
First Citizens, CIT Group Merger Will Create $100B Bank
First Citizens, CIT Group Merger Will Create $100B Bank
October 16, 2020  |  Partnerships

An approximate $2.2 billion all-stock merger deal between First Citizens and CIT Group will result in the creation of the 19th biggest U.S. bank, with over...

READ MORE >
Today In Digital-First Banking: Mizuho Bank, JCB, Fujitsu Will Test Blockchain ID Tech; BBVA Takes Part In UK Instant Payments Pilot
Today In Digital-First Banking: Mizuho Bank, JCB, Fujitsu Will Test Blockchain ID Tech; BBVA Takes...
October 16, 2020  |  Banking

In today’s top news in digital-first banking, Mizuho Bank, JCB and Fujitsu will pilot a blockchain-based identification system, while BBVA participated in an instant payments...

READ MORE >
Bank of America, Citi, Wells Earnings Point To Uptick In Consumer Card Spend
Bank of America, Citi, Wells Earnings Point To Uptick In Consumer Card Spend
October 15, 2020  |  Earnings

Call it silver linings — maybe not yet green shoots. But bank earnings are showing that loan loss reserves were more conservative than needed (at...

READ MORE >
Truist Reports Strong Core Fee Income In Q3 Earnings Report
Truist Reports Strong Core Fee Income In Q3 Earnings Report
October 15, 2020  |  Earnings

Truist Financial Corporation reported on Thursday (Oct. 15) strong noninterest-bearing deposit growth and the completion its first major client-facing conversion, Truist Securities, in Q3 2020....

READ MORE >
Goldman’s Marcus Deposits Increase $4B In Q3 To $96B
Goldman’s Marcus Deposits Increase $4B In Q3 To $96B
October 14, 2020  |  Earnings

Goldman Sachs’ latest results showed continued traction in its digital, consumer banking efforts even as its core trading and asset management segments soared. Get the...

READ MORE >
Wells Fargo Sees Some Credit And Debit Card Gains Amid Generally Bad Q3
Wells Fargo Sees Some Credit And Debit Card Gains Amid Generally Bad Q3
October 14, 2020  |  Earnings

Despite reporting rough overall Q3 results Wednesday (Oct. 14), Wells Fargo called out strong mortgage banking fees, higher equity markets and declining sequential charge-offs as...

READ MORE >