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BNPL Makes Inroads With Luxury Brands as High Earners Pay Over Time
BNPL Makes Inroads With Luxury Brands as High Earners Pay Over Time
January 01, 2025  |  BNPL

The conventional wisdom may be that buy now, pay later (BNPL) options are best suited for lower- to middle-income consumers, for smaller ticket items, and...

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Retailers Resolve to Even Up Online and In-Store Experiences in 2025
Retailers Resolve to Even Up Online and In-Store Experiences in 2025
December 27, 2024  |  Retail

While holiday spending may have filled merchants’ coffers, the challenge will be to keep consumer momentum going at the registers, particularly at brick-and-mortar stores. The...

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Financial Services Regulation in 2025: More of the Same or Radical Shift?
Financial Services Regulation in 2025: More of the Same or Radical Shift?
December 24, 2024  |  Legal & Regulation

This year was marked by a steady drumbeat of regulations and rules — and requests from regulators for information and comments from financial services players...

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AI, Omnichannel and Social Commerce: Inside the 2024 D2C Transformation
AI, Omnichannel and Social Commerce: Inside the 2024 D2C Transformation
December 24, 2024  |  Retail

The retail sector is witnessing changes, with direct-to-consumer (D2C) brands leading innovation. As 2024 wanes, key trends influence how consumers interact with brands and make...

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The Year in Data: PYMNTS Intelligence Decodes 2024’s Biggest Trends
The Year in Data: PYMNTS Intelligence Decodes 2024’s Biggest Trends
December 24, 2024  |  Markets

It’s no secret that 2024 was a year of important developments in the financial services industry, and PYMNTS Intelligence was at the forefront of tracking...

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Klarna to Become a Default Payment Method for WooPayments Merchants
Klarna to Become a Default Payment Method for WooPayments Merchants
December 23, 2024  |  BNPL

Klarna will be offered as a default payment method to merchants using the WooPayments solution offered by eCommerce platform WooCommerce. Klarna is currently offered only...

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Pre-Purchase Testing and Flexible Payments: Shaping the Future of Retail Transactions
Pre-Purchase Testing and Flexible Payments: Shaping the Future of Retail Transactions
December 23, 2024  |  Retail

As consumers rely more on online shopping, the importance of optimizing the payment process has never been more evident. With peak shopping periods like the...

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Splitit CEO: Card-Linked Installments Unlock $3 Trillion of Consumer Spending Power
Splitit CEO: Card-Linked Installments Unlock $3 Trillion of Consumer Spending Power
December 23, 2024  |  BNPL

This year’s payment options are wider than last year’s. The PYMNTS Intelligence report “Maximizing Holiday Value: The Strategic Value of Early Pay Later Visibility,” created...

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Trump 2.0 Expected to Pursue Regulatory Rollbacks at CFPB
Trump 2.0 Expected to Pursue Regulatory Rollbacks at CFPB
December 19, 2024  |  Legal & Regulation

A flurry of announcements and proposals from the Consumer Financial Protection Bureau in the weeks leading up to — and after — November’s election begs...

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