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BNPL Gets Boost From Bank Partnerships and Use in Credit Scoring

BNPL Gets Boost From Bank Partnerships and Use in Credit Scoring
BNPL Gets Boost From Bank Partnerships and Use in Credit Scoring
February 18, 2025  |  BNPL

Earlier this year, PYMNTS Intelligence detailed that pay-later options were drawing widespread use among consumers versus payments via traditional credit cards. The data showed that...

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62% of Credit Card Outsiders Use Alternative Credit Products
62% of Credit Card Outsiders Use Alternative Credit Products
February 18, 2025  |  Alternative Credit

Many consumers without credit cards face financial challenges. The PYMNTS Intelligence report “What Credit Card Outsiders Want — and How FIs Can Bring Them Back”...

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FIS Targets ‘Money in Motion’ Growth and Announces Affirm Debit Card Pact
FIS Targets ‘Money in Motion’ Growth and Announces Affirm Debit Card Pact
February 11, 2025  |  Earnings

Shares of FIS slid at the start of intraday trading Tuesday (Feb. 11) in the wake of fourth-quarter earnings results, as net income forecasts came...

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J.P. Morgan Payments Forms BNPL Deal With Klarna
J.P. Morgan Payments Forms BNPL Deal With Klarna
February 11, 2025  |  BNPL

J.P. Morgan Payments is expanding its buy now, pay later (BNPL) offerings in partnership with Klarna. The collaboration lets roughly 900,000 businesses offer Klarna’s installment...

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Pinterest, Affirm Surge on Earnings as CE 100 Index Gains 1.3%
Pinterest, Affirm Surge on Earnings as CE 100 Index Gains 1.3%
February 10, 2025  |  Connected Economy

Earnings reports held the key to the CE 100 Index’s momentum this past week — and among the takeaways: Buy now, pay later (BNPL) continues...

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Amid BNPL’s Surge, Stars Are Aligning for Klarna’s April IPO
Amid BNPL’s Surge, Stars Are Aligning for Klarna’s April IPO
February 07, 2025  |  IPO

On Friday (Feb. 7), markets swooned by roughly 1%, as measured by the S&P 500. Tariffs and inflation have dominated the headlines, along with a...

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What to Watch for as CFPB Stops Rulemaking in Its Tracks
What to Watch for as CFPB Stops Rulemaking in Its Tracks
February 07, 2025  |  Legal & Regulation

To say it’s been an eventful week for the Consumer Financial Protection Bureau might be an understatement. Last weekend, President Donald Trump fired CFPB Director...

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How Banks Can Reengage the 53 Million Credit Outsiders
How Banks Can Reengage the 53 Million Credit Outsiders
February 07, 2025  |  Consumer Insights

A significant segment of the U.S. population — approximately 53 million individuals — remains outside the traditional credit card ecosystem. These “credit card outsiders” encompass...

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