community banks

OCC Scraps Redundant Loan Data Rules to Ease Bank Burdens
OCC Scraps Redundant Loan Data Rules to Ease Bank Burdens
March 03, 2026  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and...

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FinTechs and Community Banks Tell OCC to Open the Data Pipes
FinTechs and Community Banks Tell OCC to Open the Data Pipes
February 03, 2026  |  Bank Regulation

Community banks still trade on proximity and relationships, but their appeal now hinges just as much on whether they can deliver modern digital services. Get...

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OCC Ends Some Money Laundering Data Collection Requirements for Community Banks
OCC Ends Some Money Laundering Data Collection Requirements for Community Banks
November 24, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) issued two bulletins that it said will improve the effectiveness and efficiency of Bank Secrecy Act/Anti-Money...

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Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
October 15, 2025  |  Bank Regulation

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which...

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Community Banks Lead Fundraising for Texas Flood Recovery Efforts
Community Banks Lead Fundraising for Texas Flood Recovery Efforts
July 14, 2025  |  Banking

Community banks in Texas made, matched and facilitated donations to help victims during the ongoing flooding that began in the state on July 4. Get the Full...

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OCC Finds Outdated Core Systems Threaten Future of US Regional Banks
OCC Finds Outdated Core Systems Threaten Future of US Regional Banks
July 01, 2025  |  Banking

Across the country, thousands of community and regional banks are facing a seismic challenge: adapt to the demands of a digital-first world or risk obsolescence....

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Fed Vice Chair Bowman May Seek Regulatory Rollbacks for Smaller Banks
Fed Vice Chair Bowman May Seek Regulatory Rollbacks for Smaller Banks
June 10, 2025  |  Bank Regulation

On Monday (June 9), Michelle Bowman was sworn in as vice chair for supervision at the Federal Reserve. Get the Full Story Complete the form...

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With Bitcoin at Record High, Smaller Banks Face Urgent Crypto Decisions
With Bitcoin at Record High, Smaller Banks Face Urgent Crypto Decisions
May 21, 2025  |  Cryptocurrency

New rules for cryptocurrency could be around the corner in the U.S., and in many ways the industry is already preparing for its fully-mainstream debut....

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Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech
Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech
March 25, 2025  |  Real-Time Payments

Faster payments have loomed large in financial services through the past couple of years — and with the uncertainty of tariffs and inflation, speedier payments...

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