consumer finances

Fed Governor Points Lenders Toward Second-Chance Borrowers

Fed Governor Points Lenders Toward Second-Chance Borrowers
Fed Governor Points Lenders Toward Second-Chance Borrowers
September 02, 2026  |  Loans

Federal Reserve Gov. Michael Barr is urging lenders to look beyond conventional credit histories when evaluating consumers and entrepreneurs with criminal records, pointing to cash-flow...

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AI Opens a New Distribution Channel for Credit
AI Opens a New Distribution Channel for Credit
August 31, 2026  |  Credit Cards

Economic pressure is incentivizing consumers more reason to compare the cost of a purchase, the possibility of financing behind it and the alternatives before committing....

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62% of Financially Improving Households Have a Savings Cushion
62% of Financially Improving Households Have a Savings Cushion
August 26, 2026  |  Consumer Finance

As today’s consumer confidence reading from The Conference Board shows, metrics can be complicated. They may be holding in a narrow range, but household finances...

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Personetics Partners With Plaid to Give Banks Deeper Customer Insights
Personetics Partners With Plaid to Give Banks Deeper Customer Insights
August 18, 2026  |  Partnerships

Personetics has added open finance intelligence to its artificial intelligence (AI)-powered personalization platform for banks and credit unions by partnering with Plaid, Personetics said in a Tuesday (Aug....

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Private Credit Firms Pull Back From Payment-In-Kind Perks
Private Credit Firms Pull Back From Payment-In-Kind Perks
August 11, 2026  |  Banking

Private credit firms are reportedly moving away from an industry perk called payment in kind. Get the Full Story Complete the form to unlock this...

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Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late
Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late
August 10, 2026  |  Consumer Finance

Watch more: Monday Conversation With Method’s Jose Bethancourt Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Summer Travel Spending Gives Rewards a Starring Role
Summer Travel Spending Gives Rewards a Starring Role
July 23, 2026  |  Loyalty & Rewards

Summer travel spending has survived a quarter that was arguably rougher for travel companies than for many of their customers. Get the Full Story Complete...

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Credit Lines Become the New Household Liquidity Buffer
Credit Lines Become the New Household Liquidity Buffer
July 21, 2026  |  Consumer Finance

Consumers are watching their spending more closely, but they are not giving up the financial leeway that credit can provide. Get the Full Story Complete...

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