consumer loans

Personal loans are typically unsecured loans that consumers can use for a variety of different purchases. Unlike mortgages or car loans, which are used to specifically buy houses and cars, someone can use personal loans to do just about anything, from improving their homes to investing in a small business. Personal loans typically have fixed payments and lower interest rates than other types of consumer loans, like credit cards.

Source: lendingtree.com

FinTech Loan Fund Limits Withdrawals as Investors Exit Private Credit
FinTech Loan Fund Limits Withdrawals as Investors Exit Private Credit
March 18, 2026  |  Investments

Stone Ridge Asset Management told clients in one of its funds last week that it would pay investors only 11% of the amount they requested to...

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Enova Sees Subprime Borrowers Driving Strong Loan Growth
Enova Sees Subprime Borrowers Driving Strong Loan Growth
October 24, 2025  |  Earnings

Enova International’s third quarter results, released Thursday (Oct. 23) after the market closed, showed that consumers, including subprime consumers, are managing their finances with aplomb,...

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Figure Technology Targets $2T Consumer Lending Market With Blockchain and AI  
Figure Technology Targets $2T Consumer Lending Market With Blockchain and AI  
September 04, 2025  |  Consumer Finance

Expanding access to credit remains one of the biggest challenges in consumer finance. Legacy systems continue to slow approvals, drive up costs, and limit access...

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Lenders Face a New Reality: Instant Payouts or Lose Customers
Lenders Face a New Reality: Instant Payouts or Lose Customers
August 08, 2025  |  Real-Time Payments

Speed is becoming the defining feature of lending, and borrowers are setting the pace. With inflation pinching household budgets and emergencies around every corner, consumers...

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JPMorgan CEO: ‘Real Chance’ US Economic Numbers Will Dip
JPMorgan CEO: ‘Real Chance’ US Economic Numbers Will Dip
June 11, 2025  |  Economy

The head of America’s largest bank has a gloomy forecast for the U.S. economy. Get the Full Story Complete the form to unlock this article...

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JPMorgan to Accept Bitcoin ETFs as Loan Collateral
JPMorgan to Accept Bitcoin ETFs as Loan Collateral
June 04, 2025  |  Bitcoin

JPMorgan Chase plans to offer financing to clients using spot bitcoin exchange-traded funds (ETFs) such as BlackRock’s iShares Bitcoin Trust (IBIT) as collateral, Bloomberg reported Wednesday...

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From 1960s Tech to 2025 Transactions: The Infrastructure Leap Powering BNPL’s Boom
From 1960s Tech to 2025 Transactions: The Infrastructure Leap Powering BNPL’s Boom
March 31, 2025  |  BNPL

As this week’s “Pay Later Unpacked” virtual event draws to a close, we’ve heard a lot from the consumer-facing side of the house, as consumers...

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Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
March 21, 2025  |  Consumer Finance

PYMNTS Intelligence has detailed that consumers opt for buy now, pay later (BNPL) plans because they’re convenient and accessible. More than half of the individuals...

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White House Faces Opposition to Efforts to Reduce CDFI Fund
White House Faces Opposition to Efforts to Reduce CDFI Fund
March 20, 2025  |  Politics

White House efforts to cut spending on a low-income lending program, the Community Development Financial Institutions Fund (CDFI Fund), are reportedly encountering opposition. Get the Full Story...

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