Consumer Savings

Two-Thirds of Consumers Check Interest Rates When Choosing a Bank
Two-Thirds of Consumers Check Interest Rates When Choosing a Bank
April 25, 2025  |  Banking

How do consumers calculate interest rates as part of their financial planning? A PYMNTS Intelligence study, titled “How Financial Lifestyle Impacts Consumer Perception of High...

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Inflation’s Up and Sentiment’s Down as Consumers Pad Their Savings
Inflation’s Up and Sentiment’s Down as Consumers Pad Their Savings
March 28, 2025  |  Economy

The push and pull of various pressures — inflation, tariffs and worries about the general state of affairs — has shown up in several economic...

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EU Saves as US Consumers ‘Drive Global Economic Train’
EU Saves as US Consumers ‘Drive Global Economic Train’
October 06, 2024  |  Consumer Insights

European consumers are saving at higher rates than before COVID as their American counterparts spend. Get the Full Story Complete the form to unlock this...

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Stronger Q2 Data and Falling Jobless Claims May Offset Consumer Confidence Decline
Stronger Q2 Data and Falling Jobless Claims May Offset Consumer Confidence Decline
September 26, 2024  |  Economy

The latest revision to second-quarter GDP data is the third and final one. Get the Full Story Complete the form to unlock this article and...

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65% of Low-Income Earners Have Less Than $500 on Hand for Medical Emergencies
65% of Low-Income Earners Have Less Than $500 on Hand for Medical Emergencies
May 07, 2024  |  Healthcare Financing

More than 6 in 10 U.S. consumers who earn below $50,000 annually have less than $500 on hand for medical emergencies — and they are...

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Savings Rates Pressured as Consumer Spending Outpaces Disposable Personal Income Growth
Savings Rates Pressured as Consumer Spending Outpaces Disposable Personal Income Growth
April 26, 2024  |  Economy

The latest data on personal consumption notes that spending is outpacing the growth in disposable income. Get the Full Story Complete the form to unlock...

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Report: Customers Feel Tricked by Banks’ Savings Offerings
Report: Customers Feel Tricked by Banks’ Savings Offerings
February 25, 2024  |  Banking

Consumers are reportedly taking legal action after allegedly being deceived by their banks’ savings offerings. Get the Full Story Complete the form to unlock this...

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Banks Play Important Role in Helping Paycheck-to-Paycheck Consumers Build Savings
Banks Play Important Role in Helping Paycheck-to-Paycheck Consumers Build Savings
November 28, 2023  |  Consumer Finance

Amber Carroll, senior vice president of membership and lifecycle strategy at LendingClub, told PYMNTS that U.S. consumers face a cash drain — but proactive planning can...

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1 in 5 Consumers Cite Job Loss as Reason for Depleting Savings
1 in 5 Consumers Cite Job Loss as Reason for Depleting Savings
October 30, 2023  |  Consumer Insights

Despite a decline in inflation rates, living paycheck to paycheck remains the predominant lifestyle for a significant portion of Americans.  Get the Full Story Complete the form to unlock...

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