The original buy now, pay later (BNPL) model was a merchant-centric one. Providers generated growth by embedding financing options directly into shopping experiences, and success...
Consumers may be scrutinizing purchases more closely, but May’s retail sales report showed spending activity remains firmly in motion. Advance estimates from the U.S. Census...
The cutback economy is proving less about consumer retreat than consumer prioritization. PYMNTS Intelligence’s latest Generational Pulse Report found that while 66% of consumers in...
Americans are still spending on discretionary items, despite inflation, higher gas prices and the concern about affordability they share with researchers, Bank of America CEO...
Rent doesn’t wait for payday. As shelter costs continue to climb and consume a larger share of household budgets, consumers are looking for ways to...
Consumers are not standing still as higher living costs squeeze household budgets. They are cutting spending, delaying purchases, taking on extra work and using payment...
As shoppers put more of their budgets toward essentials, Amazon and Walmart are starting to play more distinct roles in American retail. That is the...
More households are feeling worse about their financial situation, the Federal Reserve Bank of New York said in a Monday (June 8) press release. The...