Consumer Spending

Lenders, Dealers Thriving In Hot Auto Market

Lenders, Dealers Thriving In Hot Auto Market
Lenders, Dealers Thriving In Hot Auto Market
July 26, 2021  |  Retail

With Americans shopping for cars at a near-record pace and a computer chip shortage meaning that dealers are struggling to meet that demand, the average...

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Some Second Thoughts As ‘Here To Stay’ And ‘New Normal’ Predictions Rise
Some Second Thoughts As ‘Here To Stay’ And ‘New Normal’ Predictions Rise
July 26, 2021  |  Digital Payments

Here’s an interesting experiment: Search the phrase “here to stay” in Google News. Among the range of concepts and trends that pundits expect to outlive...

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Data Brief: 77 Pct Of Credit-Challenged Consumers Favor BNPL For Spend Management
Data Brief: 77 Pct Of Credit-Challenged Consumers Favor BNPL For Spend Management
July 26, 2021  |  Buy Now Pay Later

Opening on the fundamental idea that most shoppers crave digital tools “that are secure and provide tangible value, such as expanding their payment options or...

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BNPL And New Ways Of Financing Are Challenging Old Ways Of Calculating Creditworthiness
BNPL And New Ways Of Financing Are Challenging Old Ways Of Calculating Creditworthiness
July 25, 2021  |  credit frictions

For decades, the FICO score has been the most influential tool in the financial services marketplace. It has stood above all others as the independent...

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In The Heat Of Summer, US Business Activity Cools
In The Heat Of Summer, US Business Activity Cools
July 23, 2021  |  Economy

Business activity in the U.S. grew at a moderate pace in July for the second consecutive month, suggesting economic cooling in what was predicted to...

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Data Brief: 70 Pct Of Consumers Think Their Credit Scores Are Higher Than They Actually Are
Data Brief: 70 Pct Of Consumers Think Their Credit Scores Are Higher Than They Actually...
July 23, 2021  |  Consumer Finance

The July 2021 Credit Score Literacy and Building Credit Report, a collaboration between PYMNTS and Elan (a division of U.S. Bank), surveyed a census-balanced sample...

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Amex: Millennial/Gen Z Card Spending Up 30 Pct Over 2019 Levels 
Amex: Millennial/Gen Z Card Spending Up 30 Pct Over 2019 Levels 
July 23, 2021  |  Earnings

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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New BNPL Study: Consumers At All Income Levels Using POS Credit To Manage Spend
New BNPL Study: Consumers At All Income Levels Using POS Credit To Manage Spend
July 21, 2021  |  Buy Now Pay Later

Are installment payments evolutionary or revolutionary? They are both, with an emphasis on the latter, as consumers worldwide join the alternative-credit resistance in record numbers....

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Shopping App Provider Ranking A Barometer Of Rising (And Falling) Digital Dominance
Shopping App Provider Ranking A Barometer Of Rising (And Falling) Digital Dominance
July 20, 2021  |  Mobile Applications

Google may have shut down its shopping app earlier this year (redundancy don’t you know), but it makes no matter to PYMNTS Provider Ranking of...

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