Consumer Spending

Retailers Focus on Data and Payments as Shoppers Pull Back

Retailers Focus on Data and Payments as Shoppers Pull Back
Retailers Focus on Data and Payments as Shoppers Pull Back
February 10, 2026  |  Retail

The 21st century retail battle is no longer being waged primarily over assortment, price, or even brand equity. Get the Full Story Complete the form...

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Consumers Pull Back to Protect Savings as Retail Sales Stall
Consumers Pull Back to Protect Savings as Retail Sales Stall
February 10, 2026  |  Economy

Flat retail sales at year end ran counter to the growth momentum many analysts expected upon the release of the latest report on Tuesday (Feb....

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Nearly 3 in 4 Premium Cardholders Used a Card-Linked Offer in the Past Year
Nearly 3 in 4 Premium Cardholders Used a Card-Linked Offer in the Past Year
February 10, 2026  |  Credit Cards

Consumers who pay the most for their credit cards turn out to be the ones least likely to ignore them. Just 3.9% of premium cardholders...

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35% of Consumers Plan to Use Tax Refunds to Boost Savings
35% of Consumers Plan to Use Tax Refunds to Boost Savings
February 09, 2026  |  Consumer Insights

Tax season officially began on Jan. 26, and refunds are already starting to reach consumers’ accounts this month. While the arrival of refunds is annual,...

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Credit Data Shows Spending Discipline as Card Balances Rise
Credit Data Shows Spending Discipline as Card Balances Rise
February 06, 2026  |  Consumer Finance

The Federal Reserve’s latest consumer credit data points to a familiar seasonal pattern, with revolving balances moving higher as households navigated year-end expenses and holiday...

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Companies Pivot to Higher-Income Consumers as Middle-Class Spending Drops
Companies Pivot to Higher-Income Consumers as Middle-Class Spending Drops
February 05, 2026  |  Retail

Apparel, accessories and cosmetics companies are focusing on higher-income consumers, Reuters reported Thursday (Feb. 5). Get the Full Story Complete the form to unlock this...

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Millennials and Gen Z Drive Earnings Growth Across Finance and Retail
Millennials and Gen Z Drive Earnings Growth Across Finance and Retail
February 02, 2026  |  Consumer Insights

Consumer spending among millennials and Generation Z is not merely holding up. It’s underwriting earnings growth across financial services and retail, while pulling daily financial...

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American Express Counts on Millennials to Power 2026 Spending
American Express Counts on Millennials to Power 2026 Spending
January 30, 2026  |  Earnings

American Express released its latest earnings results on Friday (Jan. 30), closing 2025 with a familiar refrain and as it claimed a demographic edge in...

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Block Says Traditional Credit Scores Shut Out 100 Million Americans
Block Says Traditional Credit Scores Shut Out 100 Million Americans
January 27, 2026  |  Consumer Finance

For much of modern consumer finance, underwriting has relied on static credit files that offer a delayed view of financial behavior. Those bureau-based models, Block...

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