credit

TransUnion Reports Subprime Borrowers Drive Lending Surge
TransUnion Reports Subprime Borrowers Drive Lending Surge
February 19, 2026  |  Loans

Subprime borrowers drove unsecured personal loan originations and balances to record highs, TransUnion said in a Thursday (Feb. 19) press release. Get the Full Story...

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Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
February 12, 2026  |  SMBs

A growing share of retail small businesses are not planning for the next downturn so much as financing their way through the next week, and...

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Credit Data Shows Spending Discipline as Card Balances Rise
Credit Data Shows Spending Discipline as Card Balances Rise
February 06, 2026  |  Consumer Finance

The Federal Reserve’s latest consumer credit data points to a familiar seasonal pattern, with revolving balances moving higher as households navigated year-end expenses and holiday...

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AmEx Debuts Flexible Payments for Small Businesses
AmEx Debuts Flexible Payments for Small Businesses
February 05, 2026  |  Credit Cards

American Express (AmEx) has debuted its Flexible Payment Option (FPO) for small businesses. Get the Full Story Complete the form to unlock this article and enjoy...

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Equifax Says AI Tools Help Drive New Product Innovation to Record High
Equifax Says AI Tools Help Drive New Product Innovation to Record High
February 04, 2026  |  Earnings

Equifax used its cloud and artificial intelligence resources to help drive innovation and efficiencies across its operations in 2025, Equifax CEO Mark Begor said Wednesday...

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PicPay Takes Its Credit Strategy to Wall Street With US IPO
PicPay Takes Its Credit Strategy to Wall Street With US IPO
February 02, 2026  |  Mobile Wallets

Watch more: Monday Conversation with PicPay’s Eduardo Chedid Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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American Express Counts on Millennials to Power 2026 Spending
American Express Counts on Millennials to Power 2026 Spending
January 30, 2026  |  Earnings

American Express released its latest earnings results on Friday (Jan. 30), closing 2025 with a familiar refrain and as it claimed a demographic edge in...

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Equifax Launches Machine-Learning Product That Detects First-Party Fraud
Equifax Launches Machine-Learning Product That Detects First-Party Fraud
January 30, 2026  |  Fraud Prevention

Equifax has launched a new machine-learning product designed to combat two forms of first-party fraud: loan stacking and credit washing. Get the Full Story Complete...

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Block Says Traditional Credit Scores Shut Out 100 Million Americans
Block Says Traditional Credit Scores Shut Out 100 Million Americans
January 27, 2026  |  Consumer Finance

For much of modern consumer finance, underwriting has relied on static credit files that offer a delayed view of financial behavior. Those bureau-based models, Block...

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