credit access

Bankers Advocate for Alternate Data to Expand Credit Access at Hearing

Bankers Advocate for Alternate Data to Expand Credit Access at Hearing
Bankers Advocate for Alternate Data to Expand Credit Access at Hearing
April 16, 2026  |  Consumer Finance

The availability of credit in the United States rests on a vast reporting system that translates consumer behavior into lending decisions, yet lawmakers heard Thursday...

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The Emerging Middle-Market Growth Story Has a Cash Flow Problem
The Emerging Middle-Market Growth Story Has a Cash Flow Problem
April 08, 2026  |  Business

“The Emerging Middle Market: When Operational Complexity Grows Faster Than Financial Infrastructure” is a collaboration between PYMNTS Intelligence and i2c. This report examines a part...

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Small Business Credit Race Shifts From Approvals to Value-Added Services
Small Business Credit Race Shifts From Approvals to Value-Added Services
November 21, 2025  |  Working Capital

Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or...

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Gen Z Turns Credit Building Into a Financial Power Move
Gen Z Turns Credit Building Into a Financial Power Move
November 07, 2025  |  Credit Cards

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs....

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Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score
Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score
March 25, 2025  |  Loans

Experian has launched a tool designed to increase financial access for people with limited credit history. Get the Full Story Complete the form to unlock this...

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Synchrony: Consumers Becoming ‘More Thoughtful About Spending’
Synchrony: Consumers Becoming ‘More Thoughtful About Spending’
March 25, 2025  |  Economy

American consumers are growing more cautious about spending, according to an executive at card issuer Synchrony. Get the Full Story Complete the form to unlock this...

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LoanPro and NovoPayment Team to Boost LatAm Financial Inclusion
LoanPro and NovoPayment Team to Boost LatAm Financial Inclusion
March 19, 2025  |  Partnerships

Credit platform LoanPro has joined financial infrastructure provider NovoPayment in a Latin America-focused partnership. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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NY Fed: Consumers Feeling Gloomier About Financial Futures
NY Fed: Consumers Feeling Gloomier About Financial Futures
March 11, 2025  |  Consumer Finance

New data shows growing financial pessimism among Americans, the latest sign of shaky consumer confidence. Get the Full Story Complete the form to unlock this...

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50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business
50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business
February 27, 2025  |  Credit Cards

For years, the so-called “credit card outsiders,” a diverse group of American consumers that includes a variety of cohorts, have each independently resisted the credit...

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