Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances...
Roughly two years ago, PYMNTS Intelligence, working in collaboration with Sezzle, found that 80 million U.S. consumers lacked reliable access to credit, which means that...
On Monday (March 31), PYMNTS Intelligence reported that for impulse and emergency purchases alike, a sizable segment of consumers are slightly more likely to pay with...
Experian has launched a tool designed to increase financial access for people with limited credit history. Get the Full Story Complete the form to unlock this...
U.S. consumers hold a record $1.2 trillion in credit card debt. Right now, households are in a holding pattern, where the growth in card balances...
The pressures of mounting card debt, still-high interest rates and tightening underwriting threaten to expand the ranks of subprime borrowers — all the while making...
There have been pockets of momentum to curb interest rates charged for balances credit cards and for loans extended by FinTechs. Get the Full Story...
There’s a new source of stress facing America’s already-stressed student loan borrowers. Get the Full Story Complete the form to unlock this article and enjoy...
The CFPB has published its annual list of companies that collect and sell consumer data. Get the Full Story Complete the form to unlock this...