credit scoring

Machine Learning Helps Expand Credit Access In Emerging Markets

Machine Learning Helps Expand Credit Access In Emerging Markets
Machine Learning Helps Expand Credit Access In Emerging Markets
January 29, 2023  |  Digital-First Banking

Artificial intelligence (AI) is helping increase access to financial services in Africa. Get the Full Story Complete the form to unlock this article and enjoy...

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FICO’s Resilience Index Predicts Borrowers’ Risk During Economic Uncertainty
FICO’s Resilience Index Predicts Borrowers’ Risk During Economic Uncertainty
June 29, 2020  |  Consumer Finance

In an effort to keep credit flowing amid uncertain economic conditions, FICO has unveiled its FICO Resilience Index. The tool is meant to complement the FICO...

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How AI Can Help Banks Decide Which Struggling Borrowers Deserve Help
How AI Can Help Banks Decide Which Struggling Borrowers Deserve Help
May 26, 2020  |  Debt

Amid the pandemic, banks have “frozen” at least $150 billion of loans – equating to about 5 percent of their consumer portfolios. The question becomes: What...

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Nova Credit Nets $50M To Aid Immigrant Credit Access
Nova Credit Nets $50M To Aid Immigrant Credit Access
February 12, 2020  |  Investments

Cross-border consumer credit startup Nova Credit has raised $50 million in Series B equity financing, according to a Wednesday (Feb. 12) release.  Get the Full Story...

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Alibaba, Tencent Withhold Data To Defy China’s Credit Score 
Alibaba, Tencent Withhold Data To Defy China’s Credit Score 
September 19, 2019  |  International

Chinese tech titans Alibaba and Tencent are spurning the government’s private credit-scoring protocol by restricting access to customer data, The Financial Times reported on Thursday...

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Indonesian Lending FinTech JULO Closes $15M Series A
Indonesian Lending FinTech JULO Closes $15M Series A
September 18, 2019  |  Investments

Indonesian peer-to-peer lending platform JULO is closing its Series A2 funding round with $15 million raised, after extending its initial $5 million Series A funding...

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On Capitol Hill, Credit Bureau CEOs Say Reporting Changes Are In the Air
On Capitol Hill, Credit Bureau CEOs Say Reporting Changes Are In the Air
February 27, 2019  |  Consumer Finance

Lawmakers grilled the heads of Equifax, Experian and TransUnion, calling the credit reporting a “broken” system — and new legislation introduced this week has some...

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What Smart, Conversational AI Adds To Credit Scoring
What Smart, Conversational AI Adds To Credit Scoring
February 26, 2019  |  Alternative Finances

Traditional credit-scoring models have not had it easy in the court of public opinion over the last few years. The complaints vary in their specifics, but...

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