credit

Banks Take a Page From the Buy Now Pay Later Playbook
Banks Take a Page From the Buy Now Pay Later Playbook
December 29, 2025  |  BNPL

On the eve of the COVID-19 pandemic, large banks were jolted by the sudden rise of a new credit alternative. That 2019, buy now, pay...

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Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies
Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies
December 22, 2025  |  Loans

Since 2010, auto loans have gone from being the safest credit products to the riskiest. Get the Full Story Complete the form to unlock this...

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Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025  |  Loyalty & Rewards

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full...

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Credit Is Being Rewritten and Banks Are Running Out of Time, Says Thredd CEO
Credit Is Being Rewritten and Banks Are Running Out of Time, Says Thredd CEO
December 16, 2025  |  Payment Methods

Watch more: Need to Know: Thredd’s Jim McCarthy Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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High-Income Households Lift Installment Adoption by 57%
High-Income Households Lift Installment Adoption by 57%
December 09, 2025  |  Consumer Insights

Consumers are reshaping how they use credit, and PYMNTS Intelligence data shows that installment plans are becoming a central tool for managing cash flow in...

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Fed Finds 4% Increase in Consumers Revolving Card Balances
Fed Finds 4% Increase in Consumers Revolving Card Balances
December 05, 2025  |  Consumer Insights

Overall consumer credit growth slowed in October, but the headline number masks a trend: households are shifting toward revolving credit as they manage day-to-day liquidity...

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Socure Acquires Qlarifi in Move Toward BNPL Credit Infrastructure
Socure Acquires Qlarifi in Move Toward BNPL Credit Infrastructure
December 05, 2025  |  Acquisitions

Socure acquired Qlarifi to establish what it called “the industry’s first unified identity, anti-fraud and BNPL credit infrastructure.” Get the Full Story Complete the form...

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Mastercard Uses Network Data to Speed Credit Decisions
Mastercard Uses Network Data to Speed Credit Decisions
December 03, 2025  |  Mastercard

Mastercard unveiled Mastercard Credit Intelligence, a new suite of solutions that uses network signals and permissioned data to help lenders make faster credit decisions, according...

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Private Credit Boom Threatens Stability, Says Global Watchdog
Private Credit Boom Threatens Stability, Says Global Watchdog
December 01, 2025  |  Bank Regulation

Private credit, representing lending by nonbank entities to companies, has in recent years come to rival traditional bank lending in size and influence. According to...

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