credit

Cash Flow Data Lets Banks See Borrowers That FICO Scores Miss
Cash Flow Data Lets Banks See Borrowers That FICO Scores Miss
September 17, 2025  |  Loans

Even as inflation shows signs of cooling, prices for everyday essentials remain elevated, making access to credit more important than ever. For many households, credit...

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Walmart Business Pilots Pay By Invoice Program Powered by TreviPay
Walmart Business Pilots Pay By Invoice Program Powered by TreviPay
September 16, 2025  |  B2B Payments

Walmart Business is piloting a Pay By Invoice program with a select group of customers and plans to make it more widely available in the...

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Wall Street Bets on FinTechs Reinventing Lending, Credit and Payments
Wall Street Bets on FinTechs Reinventing Lending, Credit and Payments
September 15, 2025  |  IPO

Investors are signaling that the hottest FinTech initial public offerings (IPOs) are not vehicles for frenzied, momentum-based trading but are underpinned by new architectures for...

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TransUnion Says More Rent Payments Being Reported to Credit Reporting Agencies
TransUnion Says More Rent Payments Being Reported to Credit Reporting Agencies
September 15, 2025  |  Consumer Finance

More consumers’ rent payments are being reported to credit reporting agencies, possibly because of new laws and consumers self-reporting those payments, according to TransUnion. The...

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Auto Finance Platform Lendbuzz to Go Public
Auto Finance Platform Lendbuzz to Go Public
September 12, 2025  |  IPO

Auto finance platform Lendbuzz plans to go public. The firm filed a registration statement with the Securities and Exchange Commission and intends to list its...

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High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
September 10, 2025  |  BNPL

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. The PYMNTS Intelligence report “Split Shift: How Card Installments Are Reshaping...

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Half of Stable Mid-Market Firms Use Credit as Growth Capital
Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025  |  Loans

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their...

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Chase Uses Nova Credit to Bolster Cash Flow Underwriting
Chase Uses Nova Credit to Bolster Cash Flow Underwriting
September 04, 2025  |  Loans

Chase is using Nova Credit to help power its cash flow underwriting capabilities. Chase will be employing the credit infrastructure and analytics company’s Cash Atlas...

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60% of Banks Say Real-Time Data Decides Who Gets a Loan
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025  |  Loans

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the...

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