creditworthiness

Fannie Mae and Freddie Mac Ordered to Consider Crypto as Asset for Mortgages

Fannie Mae and Freddie Mac Ordered to Consider Crypto as Asset for Mortgages
Fannie Mae and Freddie Mac Ordered to Consider Crypto as Asset for Mortgages
June 25, 2025  |  Cryptocurrency

Fannie Mae and Freddie Mac have been ordered to consider cryptocurrency as an asset for single-family mortgage loan risk assessments. Get the Full Story Complete...

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Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
May 24, 2024  |  Loans

The FICO score — what we might think of as the general “shorthand” for lending — was created back in 1989. Get the Full Story...

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Nearly Half of 2023’s Paycheck-to-Paycheck Consumers Had Super-Prime Credit Scores
Nearly Half of 2023’s Paycheck-to-Paycheck Consumers Had Super-Prime Credit Scores
December 19, 2023  |  Consumer Finance

Many people are resorting to credit cards to navigate difficult financial times, especially as the rising prices of goods and services continues to weigh on...

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Apple Debuts Credit Improvement Program For Declined Card Applicants
Apple Debuts Credit Improvement Program For Declined Card Applicants
June 29, 2020  |  Apple

Apple is launching a “Path to Apple Card” program intended to help declined Apple Card applicants improve their credit worthiness, according to reports. Get the...

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Regulators Support Alternatives To Assess Creditworthiness
Regulators Support Alternatives To Assess Creditworthiness
December 04, 2019  |  Regulation

Federal banking regulators support using alternative methods to assess creditworthiness to help high-risk people get loans, The Wall Street Journal (WSJ) reported on Tuesday (Dec....

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