data point

Embedded Finance Pays Off for 54% of US B2B Platforms
Embedded Finance Pays Off for 54% of US B2B Platforms
January 09, 2026  |  B2B Payments

B2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer...

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72% of B2B Buyers Favor Suppliers With Embedded Payment Options 
72% of B2B Buyers Favor Suppliers With Embedded Payment Options 
January 08, 2026  |  B2B Payments

The most telling signal in the latest PYMNTS Intelligence research is not how fast embedded finance is spreading, but how decisively companies are stepping away from building...

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74% of Credit Union Members Pass the Loyalty Test
74% of Credit Union Members Pass the Loyalty Test
January 07, 2026  |  Credit Unions

Credit unions face a retention challenge that has less to do with age than with architecture. Get the Full Story Complete the form to unlock...

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Credit Card Installment Use Rises 46% Since Spring 2025
Credit Card Installment Use Rises 46% Since Spring 2025
January 05, 2026  |  Payment Methods

Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. Get the...

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More Than 60% of Consumers Now Start Daily Tasks With AI
More Than 60% of Consumers Now Start Daily Tasks With AI
January 02, 2026  |  artificial intelligence

Artificial intelligence (AI) is no longer just another tool layered onto digital life. It is becoming the place where many consumers now begin it. Get...

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Manual Billing Costs Banks $98.5 Million Every Year
Manual Billing Costs Banks $98.5 Million Every Year
December 30, 2025  |  Banking

Banks have spent years tuning front-end digital experiences, yet a growing share of revenue risk now sits deeper inside the institution, where billing logic, pricing...

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Connected Tech Ownership Drives Changes in How Consumers Pay
Connected Tech Ownership Drives Changes in How Consumers Pay
December 26, 2025  |  Connected Economy

Consumers are not racing to add more devices, but the way those devices shape how people pay is changing steadily and in ways that matter...

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75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
December 15, 2025  |  CFO

A new PYMNTS Intelligence report shows that tariffs are no longer a temporary policy shift. They are now a structural force shaping how America’s middle-market...

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Global Wallet Use Rises Nearly 30 Percent In-Store Since 2022
Global Wallet Use Rises Nearly 30 Percent In-Store Since 2022
December 12, 2025  |  Mobile Wallets

An analysis of mobile wallet adoption across 11 major economies shows that the most consequential shift in digital payments is unfolding not in headline growth...

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