data point

Credit Card Installment Use Rises 46% Since Spring 2025
Credit Card Installment Use Rises 46% Since Spring 2025
January 05, 2026  |  Payment Methods

Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. Get the...

READ MORE >
More Than 60% of Consumers Now Start Daily Tasks With AI
More Than 60% of Consumers Now Start Daily Tasks With AI
January 02, 2026  |  artificial intelligence

Artificial intelligence (AI) is no longer just another tool layered onto digital life. It is becoming the place where many consumers now begin it. Get...

READ MORE >
Manual Billing Costs Banks $98.5 Million Every Year
Manual Billing Costs Banks $98.5 Million Every Year
December 30, 2025  |  Banking

Banks have spent years tuning front-end digital experiences, yet a growing share of revenue risk now sits deeper inside the institution, where billing logic, pricing...

READ MORE >
Connected Tech Ownership Drives Changes in How Consumers Pay
Connected Tech Ownership Drives Changes in How Consumers Pay
December 26, 2025  |  Connected Economy

Consumers are not racing to add more devices, but the way those devices shape how people pay is changing steadily and in ways that matter...

READ MORE >
75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
December 15, 2025  |  CFO

A new PYMNTS Intelligence report shows that tariffs are no longer a temporary policy shift. They are now a structural force shaping how America’s middle-market...

READ MORE >
Global Wallet Use Rises Nearly 30 Percent In-Store Since 2022
Global Wallet Use Rises Nearly 30 Percent In-Store Since 2022
December 12, 2025  |  Mobile Wallets

An analysis of mobile wallet adoption across 11 major economies shows that the most consequential shift in digital payments is unfolding not in headline growth...

READ MORE >
80% of Banks Acknowledge Billing Shortfalls
80% of Banks Acknowledge Billing Shortfalls
December 02, 2025  |  Banking

Banks have long treated account analysis as routine maintenance, yet new data shows it has become a decisive factor in revenue integrity and client trust....

READ MORE >
48% of Product Leaders Now View Tariffs as Permanent Policy Shift
48% of Product Leaders Now View Tariffs as Permanent Policy Shift
November 20, 2025  |  Data

Tariffs were expected to cause discomfort. Few product leaders expected them to reshape their operations so deeply that redesigning or discontinuing goods would become standard...

READ MORE >
46% of Gen Z Prefer In-Person Financial Advice
46% of Gen Z Prefer In-Person Financial Advice
November 18, 2025  |  Credit Unions

Credit unions are discovering that the youngest generation in their membership base is not simply digital-first. They are digital-fluid, moving between screens and branches with...

READ MORE >