data

Data are individual units of information. A datum describes a single quality or quantity of some object or phenomenon. In analytical processes, data are represented by variables. Although the terms "data", "information" and "knowledge" are often used interchangeably, each of these terms has a distinct meaning.

Source: en.wikipedia.org

The Great Credit Card Program Outsourcing Debate

The Great Credit Card Program Outsourcing Debate
The Great Credit Card Program Outsourcing Debate
November 19, 2019  |  Payments Innovation

Payments is in a state of constant change, with decision points shifting as fast as each innovation, disruption and tweak in consumer behavior. Among the...

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How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments
How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments
November 18, 2019  |  Faster Payments

Consumers with poor credit and a lack of savings have few good borrowing alternatives when unexpected expenses arise. In the new Faster Payments Tracker, DecisionLogic...

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Fitbit’s Google Acquisition Sparks Privacy Concerns For Some
Fitbit’s Google Acquisition Sparks Privacy Concerns For Some
November 17, 2019  |  Google

Google‘s recent announcement that it is buying Fitbit is leading some users to ditch the device. Get the Full Story Complete the form to unlock...

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Commerce At The Speed Of Instant
Commerce At The Speed Of Instant
November 15, 2019  |  Today In Data

When the question is about how to do something better as we head into the 2020s, the answer is to make it faster, make it...

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Can Real-Time Data Render Credit Scores Obsolete?
Can Real-Time Data Render Credit Scores Obsolete?
November 15, 2019  |  Faster Payments

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Loyalty Firm Punchh Raises $40M For Brick-and-Mortar Analytics
Loyalty Firm Punchh Raises $40M For Brick-and-Mortar Analytics
November 14, 2019  |  Retail

As eCommerce rises in popularity – currently accounting for about 11 percent of retail sales, which is an increase of about 14.8 percent from last...

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As Fraud Feeds On Data, FIs Harness It With AI
As Fraud Feeds On Data, FIs Harness It With AI
November 12, 2019  |  Data

Last month, Nasdaq began using an artificial intelligence (AI)-powered tool to flag suspicious trades. The machine learning tool got up to speed after a year...

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Finding Payments’ 2020 Hidden Value Today
Finding Payments’ 2020 Hidden Value Today
November 07, 2019  |  Payments Innovation

One of the themes of the coming decade — we’ve sprung for a top-shelf crystal ball here at PYMNTS, so we can state such things...

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How NFC Loyalty Is Changing The Way QSRs Approach Rewards
How NFC Loyalty Is Changing The Way QSRs Approach Rewards
November 06, 2019  |  Restaurant innovation

Creating dedicated, loyal customers is a constant challenge for competing eateries. Consumers want greater access to mobile tools and payments, even at the physical POS,...

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