Digital Banking

Digital banking is part of the broader context for the move to online banking, where banking services are delivered over the internet. The shift from traditional to digital banking has been gradual and remains ongoing, and is constituted by differing degrees of banking service digitization.

Source: en.wikipedia.org

Deep Dive: How Challenger Banks Navigate Licensing Obstacles
Deep Dive: How Challenger Banks Navigate Licensing Obstacles
February 22, 2019  |  Digital Banking

Many challenger banks pursue charters to establish themselves as trustworthy institutions and compete directly with legacy FIs. Yet, pursuing charters can be time-consuming, and comes...

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Ant, Tencent, Xiaomi Seek Hong Kong Digital Banking Licenses
Ant, Tencent, Xiaomi Seek Hong Kong Digital Banking Licenses
February 22, 2019  |  Digital Banking

As Hong Kong gears up to roll out digital banking licenses, a few of the largest banks in the world are set to compete with...

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How Invisible Engines Drive FinServ Innovation
How Invisible Engines Drive FinServ Innovation
February 22, 2019  |  Digital Banking

Consumers take a somewhat binary view of the features and functions that come packaged as innovative: They either believe those innovations can solve problems and,...

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Challenging The Truths Of Small Business Banking
Challenging The Truths Of Small Business Banking
February 21, 2019  |  B2B Payments

The small business (SMB) banking sector continues to endure seismic disruption from many angles. In the U.K., regulators are cracking down on big bank misconduct...

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How Argentina’s Wilobank Brings Financial Services To Unbanked Populations
How Argentina’s Wilobank Brings Financial Services To Unbanked Populations
February 21, 2019  |  Digital Banking

In Latin America, where roughly 70 percent of the population is unbanked due to traditional banks’ stringent KYC requirements, digital-only challenger banks see an opportunity...

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Why Not All FinTech Providers Are FinTech Firms
Why Not All FinTech Providers Are FinTech Firms
February 21, 2019  |  Fintech Investments

The distinction between firms that offer financial technology and FinTechs needs to be clearer, according to Provenir Managing Director Paul Thomas, and agility and forward-thinking...

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Digital Challengers Are Closing Argentina’s Banking Gap
Digital Challengers Are Closing Argentina’s Banking Gap
February 20, 2019  |  Digital Banking

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Diebold Nixdorf: Why Bank Branches Need To Move Beyond The Transaction
Diebold Nixdorf: Why Bank Branches Need To Move Beyond The Transaction
February 15, 2019  |  Banking

There is something of a strange dichotomy when one looks at the types of things bank brands are developing, particularly around mobile and digital banking...

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Starling Bank Raises £60M For Expansion
Starling Bank Raises £60M For Expansion
February 13, 2019  |  Investments

Starling Bank, the U.K. digital banking platform, announced on Wednesday (Feb. 13) that it has raised £60 million ($77.15 million) in venture funding. Get the...

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