FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

FDIC Support Clears a Path for Tokenized Deposits to Scale
FDIC Support Clears a Path for Tokenized Deposits to Scale
December 29, 2025  |  Regulation

Tokenization is steadily reshaping how financial assets are recorded and moved, and support from regulators is paving the way for wider use across financial services....

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FDIC Requires SouthPoint Bank to Improve Credit Risk Management
FDIC Requires SouthPoint Bank to Improve Credit Risk Management
December 29, 2025  |  Bank Regulation

The Federal Deposit Insurance Corp. (FDIC) announced a consent order with Birmingham, Alabama-based SouthPoint Bank that concerns “charges of unsafe or unsound banking practices and/or...

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Senate Confirms Travis Hill as FDIC Board Chair
Senate Confirms Travis Hill as FDIC Board Chair
December 19, 2025  |  Personnel

The Commodity Futures Trading Commission (CFTC) and the Federal Deposit Insurance Corporation (FDIC) have new leaders. Get the Full Story Complete the form to unlock this...

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FinTech Company Mercury Submits Applications to Become National Bank
FinTech Company Mercury Submits Applications to Become National Bank
December 19, 2025  |  Banking

FinTech company Mercury has applied for a national bank charter with the Office of the Comptroller of the Currency (OCC) and for federal deposit insurance...

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Tech-Focused Erebor Bank Gains FDIC Approval for Deposit Insurance
Tech-Focused Erebor Bank Gains FDIC Approval for Deposit Insurance
December 16, 2025  |  Banking

The Federal Deposit Insurance Corporation (FDIC) approved a deposit insurance application to establish Erebor Bank, a new national bank that plans to provide deposit and...

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FDIC Proposes Rule for Banks Seeking to Issue Stablecoin Payments
FDIC Proposes Rule for Banks Seeking to Issue Stablecoin Payments
December 16, 2025  |  Digital Payments

In its first action to implement the GENIUS Act, the Federal Deposit Insurance Corporation (FDIC) is considering a proposed rule that would establish procedures under which the...

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Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions
Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions
December 10, 2025  |  Bank Regulation

The Treasury Department reportedly aims to give its Financial Crimes Enforcement Network (FinCEN) the ability to veto other regulators’ findings that a bank has violated...

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OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
December 05, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) withdrew two interagency leveraged lending guidance issuances, saying the...

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Capitol Hill Examines Rulemaking as Nonbanks Gain Ground
Capitol Hill Examines Rulemaking as Nonbanks Gain Ground
December 02, 2025  |  Bank Regulation

A Capitol Hill hearing Tuesday (Dec. 2nd) on prudential oversight made clear one problem looms over bank regulation: rulebooks designed for a different era. Get...

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