FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

Tech-Focused Erebor Bank Gains FDIC Approval for Deposit Insurance
Tech-Focused Erebor Bank Gains FDIC Approval for Deposit Insurance
December 16, 2025  |  Banking

The Federal Deposit Insurance Corporation (FDIC) approved a deposit insurance application to establish Erebor Bank, a new national bank that plans to provide deposit and...

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FDIC Proposes Rule for Banks Seeking to Issue Stablecoin Payments
FDIC Proposes Rule for Banks Seeking to Issue Stablecoin Payments
December 16, 2025  |  Digital Payments

In its first action to implement the GENIUS Act, the Federal Deposit Insurance Corporation (FDIC) is considering a proposed rule that would establish procedures under which the...

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Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions
Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions
December 10, 2025  |  Bank Regulation

The Treasury Department reportedly aims to give its Financial Crimes Enforcement Network (FinCEN) the ability to veto other regulators’ findings that a bank has violated...

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OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
December 05, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) withdrew two interagency leveraged lending guidance issuances, saying the...

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Capitol Hill Examines Rulemaking as Nonbanks Gain Ground
Capitol Hill Examines Rulemaking as Nonbanks Gain Ground
December 02, 2025  |  Bank Regulation

A Capitol Hill hearing Tuesday (Dec. 2nd) on prudential oversight made clear one problem looms over bank regulation: rulebooks designed for a different era. Get...

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FDIC Terminates AML Consent Orders Against Two Banks
FDIC Terminates AML Consent Orders Against Two Banks
November 28, 2025  |  Bank Regulation

The Federal Deposit Insurance Corp. terminated consent orders against New York-based Israel Discount Bank of New York and Georgia-based F&M Bank and Trust Company. Get...

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Lawmakers Ask Regulators to Abandon ‘One-Size-Fits-All’ Approach to Banks
Lawmakers Ask Regulators to Abandon ‘One-Size-Fits-All’ Approach to Banks
November 26, 2025  |  Bank Regulation

Republican members of the House Financial Services Committee have asked federal banking regulators to reconsider the application of Enhanced Prudential Standards (EPS) for banks with...

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FDIC Fund Increase Sparks New Fight Over Deposit Insurance Limits
FDIC Fund Increase Sparks New Fight Over Deposit Insurance Limits
November 24, 2025  |  Banking

The Federal Deposit Insurance Corporation’s Deposit Insurance Fund (DIF) reserve ratio increased four basis points to reach 1.40% in the third quarter. Get the Full...

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FDIC Capital Rules May Push Banks to Rethink FinTech Partnerships
FDIC Capital Rules May Push Banks to Rethink FinTech Partnerships
November 24, 2025  |  Regulation

The Federal Deposit Insurance Corp.’s latest board agenda reads like a preview of the next major regulatory issues looming for big banks, and by extension,...

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