FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

FDIC Fund Increase Sparks New Fight Over Deposit Insurance Limits
FDIC Fund Increase Sparks New Fight Over Deposit Insurance Limits
November 24, 2025  |  Banking

The Federal Deposit Insurance Corporation’s Deposit Insurance Fund (DIF) reserve ratio increased four basis points to reach 1.40% in the third quarter. Get the Full...

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FDIC Capital Rules May Push Banks to Rethink FinTech Partnerships
FDIC Capital Rules May Push Banks to Rethink FinTech Partnerships
November 24, 2025  |  Regulation

The Federal Deposit Insurance Corp.’s latest board agenda reads like a preview of the next major regulatory issues looming for big banks, and by extension,...

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FDIC Sues Capital One in Dispute Over Special Assessment for 2023 Bank Failures
FDIC Sues Capital One in Dispute Over Special Assessment for 2023 Bank Failures
November 18, 2025  |  Legal

Another lawsuit has reportedly been filed in a dispute between the Federal Deposit Insurance Corporation (FDIC) and Capital One over how much the bank should...

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Lawmakers Call for Higher Deposit Insurance Limits for Big Banks
Lawmakers Call for Higher Deposit Insurance Limits for Big Banks
October 29, 2025  |  Bank Regulation

Democrats and Republicans alike want big banks to up their insured deposit limits. Get the Full Story Complete the form to unlock this article and...

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Bank Examiner Shortage Looms Amid Changing Risk Landscape
Bank Examiner Shortage Looms Amid Changing Risk Landscape
October 21, 2025  |  Bank Regulation

Bank examiners offer an initial line of defense in spotting weaknesses that can ripple across the U.S. financial system. They scrutinize credit portfolios, cyber controls...

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Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
October 15, 2025  |  Bank Regulation

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which...

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Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
October 12, 2025  |  Bank Regulation

American banks could realize $2.6 trillion in lending capacity amid relaxing financial regulations. Get the Full Story Complete the form to unlock this article and...

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US Senate Confirms McKernan as Treasury’s Domestic Finance Under Secretary
US Senate Confirms McKernan as Treasury’s Domestic Finance Under Secretary
October 08, 2025  |  Politics

Former Federal Deposit Insurance Corp. (FDIC) Board Member Jonathan McKernan was confirmed Tuesday (Oct. 7) by the U.S. Senate to be the under secretary for...

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FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged
FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged
October 08, 2025  |  Regulation

Federal regulators are overhauling how they determine when a bank crosses the line from prudent to “unsafe.” Get the Full Story Complete the form to...

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