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New Data: Financially Strapped Consumers Move to Credit Card Alternatives
New Data: Financially Strapped Consumers Move to Credit Card Alternatives
February 05, 2025  |  Consumer Finance

Consumers can’t spend money they don’t have, and right now, many are running out of cash. Get the Full Story Complete the form to unlock...

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72% of Zillennials Trust Recommendations More Than Ads When Shopping
72% of Zillennials Trust Recommendations More Than Ads When Shopping
February 05, 2025  |  Consumer Insights

Social media’s influence on purchasing decisions is especially strong among zillennials, those born between 1991 and 1999. Get the Full Story Complete the form to...

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Credit Unions Embrace ‘Business as Unusual’ Through Collaboration and Innovation
Credit Unions Embrace ‘Business as Unusual’ Through Collaboration and Innovation
February 05, 2025  |  Opinion

Innovation and collaboration lead to new ways to meet credit union needs, Velera Chief Service Officer Dean Young writes in a new PYMNTS eBook, “The Innovation Mindset:...

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Alphabet’s AI Bet: Google Plans Ads for Gemini Amid Slowing Growth
Alphabet’s AI Bet: Google Plans Ads for Gemini Amid Slowing Growth
February 04, 2025  |  Earnings

Google plans to insert ads in its Gemini multimodal model, following the recent addition of advertisements in the AI Overviews portion of its search engine...

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PayPal Shares Slide as Transaction Growth Per Active Account Slows
PayPal Shares Slide as Transaction Growth Per Active Account Slows
February 04, 2025  |  Earnings

PayPal’s fourth-quarter earnings results showed slowing growth along several metrics, as well as continued traction in the company’s branded checkout initiatives. Get the Full Story...

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SMBs Need to Cut the Check Before Checks Cut Them
SMBs Need to Cut the Check Before Checks Cut Them
February 04, 2025  |  B2B Payments

It’s 2025, and yet many of America’s businesses are still stuck in the past, stubbornly clinging to paper checks. The problem with doing payments the same...

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AI and Real-Time Monitoring Staff the New Front Line Against Disputes and Chargebacks
AI and Real-Time Monitoring Staff the New Front Line Against Disputes and Chargebacks
February 04, 2025  |  Security & Fraud

The digital shift that started during the pandemic sent consumers toward social media platforms for online shopping, which are considered card-not-present transactions. It continues today....

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New PropTech CFO: ‘The Capital Stack Is Everything’
New PropTech CFO: ‘The Capital Stack Is Everything’
February 04, 2025  |  CFO

The age of the one-size-fits-all balance sheet-crunching CFO is quickly becoming a relic of business history. Get the Full Story Complete the form to unlock...

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52% of Payment Declines Are Debit Cards
52% of Payment Declines Are Debit Cards
February 04, 2025  |  Consumer Insights

Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. Get...

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