Featured News

PYMNTS.com original reporting, in-depth interviews, deep dives, and data analysis.

New Data Shows Premium Cards Win Big as Consumers Chase Top-Tier Rewards

New Data Shows Premium Cards Win Big as Consumers Chase Top-Tier Rewards
New Data Shows Premium Cards Win Big as Consumers Chase Top-Tier Rewards
May 21, 2025  |  Credit Cards

How you pay for that new sofa you just bought on Wayfair matters deeply to the bank that issued your credit card. Consumers have, on...

READ MORE >
Who’s Winning the Instant Payments Race? Depends on the Customer
Who’s Winning the Instant Payments Race? Depends on the Customer
May 20, 2025  |  Real-Time Payments

Instant payments have entered the mainstream — but how, why and for whom financial institutions deploy them is anything but uniform. Get the Full Story...

READ MORE >
GenAI Cracks the Code on Visual Search and Shopping at Pinterest
GenAI Cracks the Code on Visual Search and Shopping at Pinterest
May 20, 2025  |  Artificial Intelligence

The promise of generative artificial intelligence is beginning to crack visual search, one of eCommerce’s most stubborn puzzles. Get the Full Story Complete the form...

READ MORE >
Alternate Payments Cleared for Takeoff as Platforms Catch Up With Travelers’ Payment Demands
Alternate Payments Cleared for Takeoff as Platforms Catch Up With Travelers’ Payment Demands
May 20, 2025  |  Travel Payments

The travel industry can call to mind pink sand beaches, loyalty points and upgrades. But behind the scenes, the sector is defined by the way...

READ MORE >
Credit Card Installments Have Reshaped Impulse Buying
Credit Card Installments Have Reshaped Impulse Buying
May 20, 2025  |  Consumer Finance

Financial institutions and merchants face a persistent challenge: enabling consumers to navigate the inevitability of large, unplanned expenses without undue friction or financial strain. Get...

READ MORE >
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

READ MORE >
New Data Shows Smaller Players Come Up Big as Credit Unions Unleash Innovation
New Data Shows Smaller Players Come Up Big as Credit Unions Unleash Innovation
May 20, 2025  |  Credit Unions

Credit unions tend to evoke images of simple, brick-and-mortar institutions, where friendly employees who know you by name make up for the lack of financial...

READ MORE >
Instant Payments Emerge as Strategic Necessity in Vendor Relations
Instant Payments Emerge as Strategic Necessity in Vendor Relations
May 20, 2025  |  Real-Time Payments

The speed of instant payments is a well-known attribute. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

READ MORE >
Agentic AI Is Quietly Reshaping the eCommerce Funnel
Agentic AI Is Quietly Reshaping the eCommerce Funnel
May 19, 2025  |  artificial intelligence

Maybe browser tabs will become a source of eCommerce nostalgia. Because consumers who once toggled among a dozen browser tabs and comparison-shopping sites are increasingly...

READ MORE >