Federal Reserve Bank of New York

Fed Finds Consumers Optimistic About Credit but Not Inflation
Fed Finds Consumers Optimistic About Credit but Not Inflation
February 12, 2024  |  Economy

U.S. consumers are feeling more optimistic about their financial conditions and access to credit. Get the Full Story Complete the form to unlock this article...

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Younger Borrowers Feel Strain as Card and Auto Loan Delinquencies Rise
Younger Borrowers Feel Strain as Card and Auto Loan Delinquencies Rise
February 06, 2024  |  Consumer Finance

The pressures of increased debt burdens are put in stark relief with the latest data from the central bank. Get the Full Story Complete the...

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Fed: Banks Healthier Than in 2008 but Still Vulnerable
Fed: Banks Healthier Than in 2008 but Still Vulnerable
November 12, 2023  |  Banking

America’s banks are in a steadier place than they were in 2008. Get the Full Story Complete the form to unlock this article and enjoy...

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US Credit Card Debt Hits $1.08 Trillion as Delinquencies Climb
US Credit Card Debt Hits $1.08 Trillion as Delinquencies Climb
November 08, 2023  |  Debt

Americans now owe $1.08 trillion in credit card debt, a trend being led by millennial consumers. Get the Full Story Complete the form to unlock...

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Fed: Consumer Sentiment Up as Inflation Expectations Decrease
Fed: Consumer Sentiment Up as Inflation Expectations Decrease
August 14, 2023  |  Economy

Consumer sentiment is improving overall, with decreased expectations of inflation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Rejection Rate for Credit Applicants Hits Highest Level Since 2018
Rejection Rate for Credit Applicants Hits Highest Level Since 2018
July 17, 2023  |  Consumer Finance

The overall rejection rate for credit applicants hit its highest level in five years in June. Get the Full Story Complete the form to unlock...

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NY Fed Teams With Singapore on Multicurrency Cross-Border CBDC Project
NY Fed Teams With Singapore on Multicurrency Cross-Border CBDC Project
May 19, 2023  |  CBDC

Cross-border payments are a major railway for facilitating the functioning of the global economy. Get the Full Story Complete the form to unlock this article...

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NY Fed: Mortgage Originations Dropped, Debt Delinquencies Rose in Q1
NY Fed: Mortgage Originations Dropped, Debt Delinquencies Rose in Q1
May 15, 2023  |  Consumer Finance

Mortgage originations dropped and debt delinquencies rose during the first quarter. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Lenders May Seek Better Tools as Millennial Debt Delinquency Expectations Rise
Lenders May Seek Better Tools as Millennial Debt Delinquency Expectations Rise
March 14, 2023  |  Debt

Monthly government release reflects what lenders’ recent earnings reports have hinted: millennials are sinking in debt. Get the Full Story Complete the form to unlock...

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