federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Fed Invites Bank Innovation in New Guidance
Fed Invites Bank Innovation in New Guidance
December 17, 2025  |  Bank Regulation

The Federal Reserve Board said Wednesday (Dec. 17) that it withdrew a 2023 policy statement and issued a new statement regarding the treatment of certain...

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CFOs Confront Real-Time Money Movement as Weekends Go Live
CFOs Confront Real-Time Money Movement as Weekends Go Live
December 16, 2025  |  Real-Time Payments

Real-time money movement is rapidly moving toward always-on status. The Federal Reserve has laid out a path to expand the operating days of its largest...

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Atlanta Fed Launches Search Ahead of President Raphael Bostic’s Retirement
Atlanta Fed Launches Search Ahead of President Raphael Bostic’s Retirement
December 15, 2025  |  Banking

The Federal Reserve Bank of Atlanta has begun a search for a president and CEO to succeed Raphael W. Bostic, who announced in November that he will retire...

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Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions
Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions
December 10, 2025  |  Bank Regulation

The Treasury Department reportedly aims to give its Financial Crimes Enforcement Network (FinCEN) the ability to veto other regulators’ findings that a bank has violated...

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Fed Signals Shift as Washington Targets Paper Checks
Fed Signals Shift as Washington Targets Paper Checks
December 10, 2025  |  Payment Methods

Check usage continues to decline each year as consumers and businesses shift toward digital tools. At the same time, significant numbers of users still depend...

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Fed Finds 4% Increase in Consumers Revolving Card Balances
Fed Finds 4% Increase in Consumers Revolving Card Balances
December 05, 2025  |  Consumer Insights

Overall consumer credit growth slowed in October, but the headline number masks a trend: households are shifting toward revolving credit as they manage day-to-day liquidity...

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Fed’s Outstanding Supervisory Findings Fall as Banks Remain ‘Sound and Resilient’
Fed’s Outstanding Supervisory Findings Fall as Banks Remain ‘Sound and Resilient’
December 02, 2025  |  Bank Regulation

The banking system is “sound and resilient,” Federal Reserve Board Vice Chair for Supervision Michelle W. Bowman said Tuesday (Dec. 2). Get the Full Story...

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Lawmakers Ask Regulators to Abandon ‘One-Size-Fits-All’ Approach to Banks
Lawmakers Ask Regulators to Abandon ‘One-Size-Fits-All’ Approach to Banks
November 26, 2025  |  Bank Regulation

Republican members of the House Financial Services Committee have asked federal banking regulators to reconsider the application of Enhanced Prudential Standards (EPS) for banks with...

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FedNow Exec Busts Instant Pay Fraud Myths and Encourages Banks to Keep Up
FedNow Exec Busts Instant Pay Fraud Myths and Encourages Banks to Keep Up
November 21, 2025  |  Real-Time Payments

With a little over two years in market, the Federal Reserve’s instant payments platform, the FedNow® Service, is now entering what Chief Product and Relationship...

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