federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Fed Governor Points Lenders Toward Second-Chance Borrowers

Fed Governor Points Lenders Toward Second-Chance Borrowers
Fed Governor Points Lenders Toward Second-Chance Borrowers
September 02, 2026  |  Loans

Federal Reserve Gov. Michael Barr is urging lenders to look beyond conventional credit histories when evaluating consumers and entrepreneurs with criminal records, pointing to cash-flow...

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Dallas Fed Warns Tokenized Deposits Could Trigger Bank Rate Wars
Dallas Fed Warns Tokenized Deposits Could Trigger Bank Rate Wars
August 26, 2026  |  Cryptocurrency

Widespread adoption of tokenized deposits could make it easier for depositors to move their funds to pursue higher interest rates and therefore require banks to...

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At 3%-Plus Rates, Forecasting Errors Have a Real Price Tag for CFOs
At 3%-Plus Rates, Forecasting Errors Have a Real Price Tag for CFOs
August 18, 2026  |  CFO

Corporate cash forecasting was easier to tolerate as an imperfect discipline when idle cash earned almost nothing. After all, for most of the zero-rate era,...

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Crypto Trade Group Backs Custodia’s Supreme Court Bid
Crypto Trade Group Backs Custodia’s Supreme Court Bid
August 18, 2026  |  Cryptocurrency

The Blockchain Association is urging the Supreme Court to take up Custodia Bank’s long-running fight for access to the Federal Reserve’s payment system, warning that...

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Regulators Have 90 Days to Rewrite FinTech Rules
Regulators Have 90 Days to Rewrite FinTech Rules
August 17, 2026  |  Legal & Regulation

A federal review that could influence how FinTech firms partner with banks, pursue charters and reach the payment system comes due Monday (Aug. 17), although...

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Mortgage Decline Masks Growing Card and Auto Debt
Mortgage Decline Masks Growing Card and Auto Debt
August 11, 2026  |  Consumer Finance

A rare decline in overall U.S. household debt has masked the fact that consumers are still adding balances to the forms of credit most closely...

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Consumers Cut Extras as Credit Card Debt Nears a Record
Consumers Cut Extras as Credit Card Debt Nears a Record
August 07, 2026  |  Consumer Finance

The June credit report indicates that the checkout total can keep rising even when the consumer’s financial cushion is getting thinner. Get the Full Story...

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Federal Reserve Readies Pilot Survey to Gauge Private Credit Markets
Federal Reserve Readies Pilot Survey to Gauge Private Credit Markets
August 05, 2026  |  Markets

The Federal Reserve Bank of Dallas and the Federal Reserve Bank of New York plan to launch a pilot survey of the U.S. private credit...

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