federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Fed Moves to Give Mutual Banks More Flexibility to Raise Capital

Fed Moves to Give Mutual Banks More Flexibility to Raise Capital
Fed Moves to Give Mutual Banks More Flexibility to Raise Capital
July 31, 2026  |  Banking

The Federal Reserve is seeking comment on a proposal that it said would modernize rules for mutual banking organizations and increase their flexibility to raise capital....

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Feds Say Banking Agencies Have Trouble Uncovering Outdated Rules
Feds Say Banking Agencies Have Trouble Uncovering Outdated Rules
July 28, 2026  |  Legal & Regulation

In 1996, Congress passed legislation requiring banking agencies to address unneeded regulatory burdens. Get the Full Story Complete the form to unlock this article and...

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Fed Opens a New Front in Access to Its Payment Rails
Fed Opens a New Front in Access to Its Payment Rails
July 27, 2026  |  Bank Regulation

The Federal Reserve wants to make it easier for some eligible institutions to connect directly to its payment services without giving them everything that comes...

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Kraken Cracked the Fed’s Vault. It Still Can’t Spend
Kraken Cracked the Fed’s Vault. It Still Can’t Spend
July 22, 2026  |  Cryptocurrency

In March, the Federal Reserve Bank of Kansas City approved a limited-purpose account for Payward Financial, which operates as Kraken Financial. The decision was historic:....

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Fed Data Shows Consumer Credit Applications at 5-Year High
Fed Data Shows Consumer Credit Applications at 5-Year High
July 20, 2026  |  Economy

New Federal Reserve data show consumer credit applications reached a nearly-five-year high in June. Get the Full Story Complete the form to unlock this article and enjoy...

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New Fed Report Says Community Banks Matter More as They Get Smaller
New Fed Report Says Community Banks Matter More as They Get Smaller
July 16, 2026  |  Banking

While community banks have steadily lost market share by almost every conventional metric, they have simultaneously become more systemically important to the parts of the...

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Fed’s Bowman Says Tailored AI Supervision Drives Financial Inclusion
Fed’s Bowman Says Tailored AI Supervision Drives Financial Inclusion
July 14, 2026  |  Artificial Intelligence

Federal Reserve supervision should not hinder banks’ implementation of artificial intelligence (AI), because the technology can contribute to financial inclusion, Federal Reserve Vice Chair for...

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Credit Unions Ask Fed to Freeze Debit Interchange Plan Until Courts Rule
Credit Unions Ask Fed to Freeze Debit Interchange Plan Until Courts Rule
July 14, 2026  |  Credit Unions

America’s Credit Unions has called on the Federal Reserve to withdraw its 2023 proposed Regulation II changes to debit interchange until legal challenges have been resolved. Get the Full...

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