federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Fed Beige Book Data Highlights Pressure on Consumer Spending

Fed Beige Book Data Highlights Pressure on Consumer Spending
Fed Beige Book Data Highlights Pressure on Consumer Spending
March 05, 2025  |  Economy

The word “uncertainty” appears in the Federal Reserve’s latest Beige Book 34 times. Get the Full Story Complete the form to unlock this article and...

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Fed Scrutiny Increases on Private Credit’s Risk and Reward
Fed Scrutiny Increases on Private Credit’s Risk and Reward
February 21, 2025  |  Legal & Regulation

Generally speaking, the more capital in the markets, the better — as that money finds its way into new growth opportunities (including innovative firms) and...

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Fed Governor Michelle Bowman: Banking Regulations Should Allow Innovation
Fed Governor Michelle Bowman: Banking Regulations Should Allow Innovation
February 17, 2025  |  Bank Regulation

The regulatory framework should not prevent banks from providing innovative and competitive products and services, Federal Reserve Gov. Michelle W. Bowman said Monday (Feb. 17). Get...

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Consumer Borrowing Jumps by Record $40.8 Billion
Consumer Borrowing Jumps by Record $40.8 Billion
February 09, 2025  |  Consumer Finance

U.S. consumer borrowing saw a surprise surge in December, the largest increase on record. Get the Full Story Complete the form to unlock this article...

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Senate Bill Would Cap Credit Card Interest Rates at 10%
Senate Bill Would Cap Credit Card Interest Rates at 10%
February 04, 2025  |  Credit Cards

Senators Bernie Sanders, I-Vermont, and Josh Hawley, R-Missouri, introduced a bill Tuesday (Feb. 4) that would cap credit card interest rates at 10%. Get the...

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FIS Earns Certification to Enable Send Capabilities in FedNow Service
FIS Earns Certification to Enable Send Capabilities in FedNow Service
February 04, 2025  |  Real-Time Payments

FinTech company FIS said Tuesday (Feb. 4) that it is now certified to enable send capabilities for credit transfers in the FedNow® Service. Get the...

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Coinbase Pushes US to Pave Way for Bank-Crypto Partnerships
Coinbase Pushes US to Pave Way for Bank-Crypto Partnerships
February 04, 2025  |  Cryptocurrency

Coinbase is reportedly lobbying American regulators to make bank-cryptocurrency partnerships more feasible. Get the Full Story Complete the form to unlock this article and enjoy...

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Does Trump 1.0 Give Clues to the CFPB’s Fate During Trump 2.0?
Does Trump 1.0 Give Clues to the CFPB’s Fate During Trump 2.0?
February 03, 2025  |  CFPB

At the Consumer Financial Protection Bureau, a sizable shoe has dropped. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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